0RELOH %DVH 6WDWLRQ 575 0%6 $ *HWWLQJ 6WDUWHG *XLGH 6DIHW\ 3UHFDXWLRQV 3URGXFW 2YHUYLHZ *HWWLQJ 5HDG\ 7KDQN \RX IRU SXUFKDVLQJ RXU SURGXFW 7KLV PDQXDO H[SODLQV WKH EDVLF XVDJH DQG IHDWXUHV RI 575 0%6 $ ,QVWDOOLQJ WKH 6RIWZDUH 0DNLQJ 6HWWLQJV 7UDQVPLVVLRQ 7HVWV ,QVWDOOLQJ WKH 'HYLFH &KHFNLQJ 'DWD RQ 7 ' :HE6WRUDJH 6HUYLFH 8VLQJ 7 ' *UDSK WR $FFHVV :HE6WRUDJH 'DWD /(' 'LVSOD\ )$4 V 6SHFLĺFDWLRQV 2SWLRQV &RS\ULJKW 7 ' &RUSRUDWLRQ $OO ULJKWV UHVHUYHG V
,QGH[ ,PSRUWDQW 1RWLFHV DQG 'LVFODLPHUV 6DIHW\ 3UHFDXWLRQV DQG ,QVWUXFWLRQV ,QVWDOOLQJ WKH 'HYLFH &RQQHFWLQJ WR DQ ([WHUQDO 3RZHU 6RXUFH ZKHQ DSSOLFDEOH ,QVWDOOLQJ 'HYLFHV 7XUQLQJ 2SHUDWLRQ 6ZLWFK WR WKH 5XQ! 3RVLWLRQ $FFHVVLQJ 7 ' :HE6WRUDJH 6HUYLFH 6DIHW\ 3UHFDXWLRQV DQG ,QVWUXFWLRQV
,PSRUWDQW 1RWLFHV DQG 'LVFODLPHUV ,Q RUGHU WR SURSHUO\ XVH WKLV SURGXFW SOHDVH FDUHIXOO\ UHDG DOO DWWDFKHG GRFXPHQWV EHIRUH XVLQJ 7 ' &RUSRUDWLRQ DFFHSWV QR UHVSRQVLELOLW\ IRU DQ\ PDOIXQFWLRQ RI DQG RU WURXEOH ZLWK WKLV SURGXFW RU ZLWK \RXU FRPSXWHU WKDW LV FDXVHG E\ WKH LPSURSHU KDQGOLQJ RI WKLV SURGXFW DQG ZLOO GHHP VXFK WURXEOH RU PDOIXQFWLRQ DV IDOOLQJ RXWVLGH WKH FRQGLWLRQV IRU IUHH UHSDLU RXWOLQHG LQ WKH DWWDFKHG ZDUUDQW\ s $OO ULJKWV RI WKH DWWDFKHG GRFXPHQWV EHORQJ WR 7 ' &RUSRUDWLRQ ,W L
6DIHW\ 3UHFDXWLRQV DQG ,QVWUXFWLRQV 7KH IROORZLQJ LWHPV VKRXOG EH VWULFWO\ REH\HG IRU WKH VDIH XVDJH RI WKLV SURGXFW DQG IRU SURWHFWLQJ \RXUVHOI DQG RWKHU SHRSOH IURP ERGLO\ KDUP DQG RU GDPDJH WR SURSHUW\ 1RWHV DERXW 2SHUDWLRQ 7R SUHYHQW XQH[SHFWHG DFFLGHQWV FDXVHG E\ UDGLR ZDYHV PDNH VXUH WR WXUQ RII WKH SRZHU ZKHQ HQWHULQJ WKH IROORZLQJ SODFHV DQG EH VXUH QRW WR XVH LQ VDLG SODFHV s $UHDV ZKHUH H[SORVLYH JDV PD\ EH SUHVHQW LQFOXGLQJ JDV VWDWLRQV s $UHDV ZKHUH WKH XVH RI WKH XQLW KDV EHHQ SURKL
6DIHW\ 3UHFDXWLRQV DQG ,QVWUXFWLRQV '$1*(5 7R 3UHYHQW 6HULRXV $FFLGHQWV 3ODFH DQG VWRUH WKH XQLW DQG DFFHVVRULHV RXW RI WKH UHDFK RI FKLOGUHQ 'R QRW GLVDVVHPEOH UHSDLU RU PRGLI\ WKH XQLW DQG DFFHVVRULHV )XUWKHU 7 ' LV QRW UHVSRQVLEOH IRU DQ\ GDPDJH PDOIXQFWLRQ RU WURXEOH ZKHWKHU GLUHFW RU LQGLUHFW FDXVHG E\ WKH XVH RI RXU SURGXFWV 'R QRW XVH WKH XQLW LQ DQ\ HQYLURQPHQW WKDW LV H[SRVHG WR FKHPLFDOV DQG KDUPIXO JDVHV 'RLQJ VR PD\ FDXVH FRUURVLRQ DQG RU RWKHU GDQJHU WR WKH XQLW $OVR FRPLQJ
6DIHW\ 3UHFDXWLRQV DQG ,QVWUXFWLRQV &$87,21 &$87,21 'R QRW SODFH RU VWRUH LQ WKH IROORZLQJ DUHDV :KHQ LQVWDOOLQJ ZLUHOHVV FRPPXQLFDWLRQ GHYLFHV WDNH VSHFLDO FDUH LQ VHOHFWLQJ ORFDWLRQV VR DV WR HQVXUH SURSHU FRPPXQLFDWLRQ 1RWH WKDW HYHQ DIWHU D VXFFHVVIXO LQVWDOODWLRQ GXH WR FKDQJHV LQ HQYLURQPHQWDO FRQGLWLRQV FRPPXQLFDWLRQ HUURUV PD\ RFFXU ZKHQ UHVWDUWLQJ WKH V\VWHP $V IDU DV SRVVLEOH WU\ WR NHHS ZLUHOHVV FRPPXQLFDWLRQ GHYLFHV DZD\ IURP PHWDOV DQG VHW WKHP XS LQ KLJK XQREVWUXFWHG SRVLWLRQV s
:KDW FDQ WKH 575 0%6 $ GR" 575 0%6 $ LV D %DVH 8QLW HTXLSSHG ZLWK ERWK ZLUHOHVV DQG * PRELOH FRPPXQLFDWLRQ FDSDELOLWLHV $IWHU FROOHFWLQJ PHDVXUHG GDWD FXUUHQW UHDGLQJV DQG UHFRUGHG GDWD IURP 5HPRWH 8QLWV YLD ZLUHOHVV FRPPXQLFDWLRQ WKH %DVH 8QLW FDQ WUDQVPLW WKH FROOHFWHG GDWD YLD * PRELOH QHWZRUNV WR D VHUYHU RU H PDLO DFFRXQW s 7KLV GRFXPHQW H[SODLQV WKH EDVLF SURFHGXUHV DQG RSHUDWLRQV IURP VHW XS WR WKH PRQLWRULQJ RI FXUUHQW UHDGLQJV DQG GRZQORDGLQJ RI UHFRUGHG GDWD )XUWKHU H[SODQDWLRQ Z
3DFNDJH &RQWHQWV 575 0%6 $ $QWHQQD [ 86% 0LQL % &DEOH 86 & $$ $ONDOLQH %DWWHU\ [ ([WHUQDO 3RZHU &DEOH %& 6RIWZDUH &' 520 *HWWLQJ 6WDUWHG *XLGH :DUUDQW\ ,QFOXGHG
3DUW 1DPHV DQG )XQFWLRQV 60$ 0DOH -DFN 60$ )HPDOH -DFN $QWHQQD &RQQHFWRU ZLWK SURWHFWLYH FRYHU 2SWLFDO &RPPXQLFDWLRQ $UHD ,QFOXGHG $QWHQQDV ([WHUQDO $ODUP ,QSXW 2XWSXW 7HUPLQDO 86% 3RUW 2SHUDWLRQ 6ZLWFK ([WHUQDO 3RZHU &RQQHFWRU $& $GDSWRU -DFN (,$- 9ROWDJH &ODVVLĺFDWLRQ /(' %DWWHU\ &RYHU
3UHSDULQJ D 6,0 FDUG *HWWLQJ 5HDG\ 3OHDVH SXUFKDVH D 6,0 FDUG WKDW PHHWV WKH IROORZLQJ UHTXLUHPHQWV s 7KH FDUG LV * PRELOH QHWZRUN FRPSDWLEOH 9RLFH FDOO RQO\ 6,0 FDUGV PD\ QRW EH XVHG 3UHSDULQJ D 6,0 FDUG 6HWWLQJ XS WKH 'HYLFH s 7KH FDUG KDV EHHQ RU FDQ EH DFWLYDWHG &RQQHFWLQJ WKH $QWHQQDV 3UHSDULQJ D *36 $QWHQQD LI QHFHVVDU\ ,QVWDOOLQJ D 6,0 &DUG DQG %DWWHULHV s ,W LV D 6WDQGDUG VL]H 6,0 FDUG 5HJLVWHULQJ ZLWK 7 ' :HE6WRUDJH 6HUYLFH 6HWWLQJ XS D PDLO VHUYHU 6073 VHUYHU 6WDQGDU
6HWWLQJ XS WKH 'HYLFH :KHQ SXUFKDVLQJ D 6,0 FDUG \RX PD\ EH DVNHG IRU WKH ,0(, QXPEHU GHSHQGLQJ RQ WKH W\SH RI 6,0 FDUG &RQQHFW WKH $QWHQQDV 5HPRYH WKH SURWHFWLYH FRYHUV IURP WKH DQWHQQD FRQQHFWRUV /2&$/ 7KH ,0(, QXPEHU IRU \RXU 575 0%6 $ FDQ EH IRXQG LQ WKH VRIWZDUH VHWWLQJV ZLQGRZ &(//8/$5 RQ WKH XQLW DQG FRQQHFW WKH VXSSOLHG DQWHQQDV ,QVWDOO WKH VRIWZDUH VHH S >67(3 ,QVWDOOLQJ WKH 6RIWZDUH@ &RQQHFW DQ 575 0%6 $ WR \RXU FRPSXWHU 2SHQ WKH 575 0%6 IRU :LQ
&ORVH WKH FDUG KROGHU DQG VOLGH WKH FRYHU WR ORFN LW +RZ WR 5HPRYH WKH %DWWHU\ &RYHU /RFN :KLOH SUHVVLQJ GRZQ RQ WKH WULDQJXODU PDUN /LIW RII WKH FRYHU ,I WKH FRYHU LV QRW SURSHUO\ ORFNHG LW PD\ FDXVH LQVXIĺFLHQW FRQWDFW ZLWK WKH ,& DQG UHVXOW LQ D FRPPXQLFDWLRQ HUURU VOLGH WKH FRYHU WR WKH ERWWRP RI WKH XQLW ,QVHUW WKH EDWWHULHV PDNLQJ VXUH WKH\ DUH LQ WKH SURSHU GLUHFWLRQ WKHQ FORVH WKH EDWWHU\ FRYHU /LJKWO\ VOLGH WKH FRYHU RI WKH FDUG KROGHU WR XQORFN LW
5HJLVWHULQJ ZLWK 7 ' :HE6WRUDJH 6HUYLFH %\ XVLQJ 7 ' :HE6WRUDJH 6HUYLFH D FORXG VHUYLFH SURYLGHG E\ 7 ' IUHH RI FKDUJH LW LV SRVVLEOH WR PRQLWRU WKH 575 0%6 $ GDWD RYHU WKH ,QWHUQHW ,I \RX GRQ W XVH 7 ' :HE6WRUDJH 6HUYLFH SOHDVH DUUDQJH D SURYLGHU V VHUYHU RU \RXU RZQ )73 VHUYHU $ FRPSOHWLRQ QRWLFH ZLOO EH VHQW WR \RXU UHJLVWHUHG DGGUHVV XSRQ 2SHQ \RXU ZHE EURZVHU DQG DFFHVV WKH VLWH FRPSOHWLRQ RI WKH 8VHU ,' UHJLVWUDWLRQ KWWS ZZZ ZHEVWRUDJH VHUYLFH FRP &OLFN >*H
,QVWDOOLQJ WKH 6RIWZDUH ,QVWDOOLQJ WKH 6RIWZDUH 6WDUW :LQGRZV DQG ORJLQ XVLQJ D 8VHU $FFRXQW ZLWK $GPLQLVWUDWRU &RPSXWHU $GPLQLVWUDWLRQ ULJKWV ,QVWDOOLQJ WKH 6RIWZDUH ,QVHUW WKH VRIWZDUH &' LQWR WKH &' '9' GULYH DQG WKH >,QVWDOO &RQQHFWLQJ WKH %DVH 8QLW WR D 3& 3URJUDP@ ZLQGRZ ZLOO RSHQ DXWRPDWLFDOO\ ,I WKH >$XWR3OD\@ ZLQGRZ DSSHDUV &OLFN >5XQ VWDUW H[H@ ,I WKH >,QVWDOO 3URJUDP@ ZLQGRZ GRHV QRW DSSHDU DXWRPDWLFDOO\ 2SHQ >VWDUW H[H@ IURP WKH &' '9' GULYH ,I \RX DUH XVL
7KH 86% GULYHU LQVWDOODWLRQ ZLOO VWDUW DXWRPDWLFDOO\ $IWHU WKH 86% GULYHU LQVWDOODWLRQ LV FRPSOHWHG D ZLQGRZ ZLOO RSHQ ,I D ZLQGRZ OLNH WKLV DSSHDUV GXULQJ LQVWDOODWLRQ FOLFN >,QVWDOO@ ZKHUH \RX FDQ PDNH RU FKDQJH YDULRXV VHWWLQJV UHODWHG WR WKH 575 0%6 $ $IWHU LQVWDOODWLRQ q575 0%6 IRU :LQGRZVr ZLOO DSSHDU LQ WKH :LQGRZV 6WDUW 6FUHHQ RU 6WDUW 0HQX 5HSHDW WKH VDPH SURFHGXUHV IURP WR LQVWDOO DOO WKH DSSOLFDWLRQV &RQQHFWLQJ WKH %DVH 8QLW WR D 3& 2SHQ WKH
7URXEOHVKRRWLQJ DQG 'HWDLOHG ,QIR 'HWDLOHG LQIRUPDWLRQ DERXW VRIWZDUH VHWWLQJV LV SURYLGHG 3OHDVH VHOHFW IURP WKH ODXQFKHU *HWWLQJ 6WDUWHG *XLGH 7KLV GRFXPHQW LV DYDLODEOH DV D 3') ĺOH 2SHUDWLRQ *XLGH 7KLV FRQWDLQV LQIRUPDWLRQ DERXW EDVLF VHWWLQJV DV ZHOO DV DGYDQFHG VHWWLQJV IRU PDQ\ XVHIXO IXQFWLRQV +HOS IRU 8QLW 5HFRJQLWLRQ )DLOXUH &OLFN KHUH IRU LQIRUPDWLRQ RQ KRZ WR FKHFN DQG UHLQVWDOO WKH 86% GULYHU 8SGDWH ,QIRUPDWLRQ &OLFN KHUH WR FKHFN IRU XSGDWH LQIR
0DNLQJ %DVLF 6HWWLQJV IRU %DVH 8QLW 0DNLQJ 6HWWLQJV 7UDQVPLVVLRQ 7HVWV s ,Q RUGHU WR SUHYHQW XQQHFHVVDU\ RU XQH[SHFWHG GDWD WUDQVPLVVLRQ ZH VXJJHVW WXUQLQJ WKH 2SHUDWLRQ 6ZLWFK RQ WKH %DVH 8QLW WR 67%
2SHQ WKH >&ORFN 6HWWLQJV@ PHQX $IWHU VHWWLQJ WKH QHFHVVDU\ LWHPV FOLFN >$SSO\@ 2SHQ WKH >0RQLWRULQJ :DUQLQJ 6HWWLQJV@ PHQX DQG HQWHU WKH IROORZ 0DNH QHFHVVDU\ VHWWLQJV IRU >7LPH =RQH@ DQG RWKHU LWHPV ,I >$XWR $GMXVWPHQW@ LV WXUQHG 2)) WKH FORFN RQ WKH 575 0%6 $ ZLOO QRW EH DGMXVWHG DXWRPDWLFDOO\ LQJ LQIRUPDWLRQ $XWR $GMXVWPHQW LV D IXQFWLRQ ZKHUHE\ WKH 575 0%6 $ XVHV FORFN LQIRUPDWLRQ VHQW IURP WKH FDUULHU WR DXWRPDWLFDOO\ DGMXVW WKH GDWH DQG WLPH 7KLV PD\ QRW
$XWR 6HQGLQJ RI 5HFRUGHG 'DWD 21 7UDQVPLVVLRQ 6FKHGXOLQJ 0HWKRG 6HOHFW HLWKHU PHWKRG 7UDQVPLW E\ GD\ DQG WLPH 0DNH VHWWLQJV KHUH IRU GDWHV DQG WLPHV IRU WKH DXWRPDWLF GRZQORDGLQJ DQG VHQGLQJ RI UHFRUGHG GDWD 8S WR HLJKW SDWWHUQV FDQ EH VHW ,I \RX VHOHFW PRUH WKDQ RQH GDWH DQG WLPH PDNH VXUH WKDW WKH\ DUH VL[ RU PRUH KRXUV DSDUW 7UDQVPLW E\ ,QWHUYDO 6SHFLI\ WKH LQWHUYDO DW ZKLFK \RX ZLVK WR KDYH GDWD DXWRPDWLFDOO\ VHQW DQG FKRRVH DW ZKDW PLQXWH RI WKH KRXU \RX ZLVK WR KDYH WKH QH[W WUDQ
5HPRWH 8QLW 1DPH $VVLJQ D XQLTXH QDPH IRU WKH 5HPRWH 8QLW 5HFRUGLQJ ,QWHUYDO 6HOHFW WKH GHVLUHG LQWHUYDO (QDEOH 'RZQORDG 21 s 5HPRWH 8QLW 6HWWLQJV FDQ DOVR EH FKDQJHG RU DGGHG ODWHU )RU GHWDLOV VHH WKH 2SHUDWLRQ *XLGH > 2WKHU 8VHIXO )XQFWLRQV@ ! >&KDQJLQJ 5HPRWH 8QLW 5HJLVWUDWLRQ ,QIR@ 0DNLQJ 7UDQVPLVVLRQ 7HVWV 2SHQ WKH >7UDQVPLVVLRQ 7HVWV@ PHQX %HORZ DUH VRPH H[DPSOHV RI UHFRUGLQJ LQWHUYDO DQG PD[LPXP UHFRUGLQJ WLPH 575 /RJJLQJ &DSDFLW\ UHDGLQJV (; 5HFR
+RZ WR &RQƄUP 7HVWV ZHUH 6XFFHVVIXO )RU WKH ([WHUQDO &RQWDFW 2XWSXW 7HVW 6HH LI WKH ZDUQLQJ GHYLFH FRQQHFWHG WR WKH H[WHUQDO FRQWDFW RXWSXW RSHUDWHG SURSHUO\ )RU WKH 7UDQVPLVVLRQ RI &XUUHQW 5HDGLQJV :DUQLQJ 5HSRUWV DQG 5HFRUGHG 'DWD 7HVWV ,I D 7UDQVPLVVLRQ 7HVW (QGV LQ )DLOXUH :KHQ WKH GHVWLQDWLRQ LV 7 ' :HE6WRUDJH 6HUYLFH &KHFN WKDW D q6XFFHVVIXOr PHVVDJH ZDV GLVSOD\HG s 2SHQ >%DVH 8QLW 6HWWLQJV@ DQG PDNH VXUH WKH 0RELOH 'DWD &RPPXQLFDWLRQ LQIR KDV EHHQ HQWHUHG FRUUHFWO\ s 2SHQ >)73 6HWWL
&RQQHFWLQJ WR DQ ([WHUQDO 3RZHU 6RXUFH ZKHQ ,QVWDOOLQJ WKH 'HYLFH DSSOLFDEOH &RQQHFWLQJ WR DQ ([WHUQDO 3RZHU 6RXUFH ZKHQ DSSOL FDEOH 8VH DQ ([WHUQDO 3RZHU &DEOH 7KH VXSSOLHG H[WHUQDO SRZHU FDEOH FDQ EH XVHG WR FRQQHFW WR DQ H[WHUQDO SRZHU VRXUFH VXFK DV D FDU EDWWHU\ ,QVWDOOLQJ WKH 'HYLFH 7XUQLQJ 2SHUDWLRQ 6ZLWFK WR WKH 5XQ! 3RVLWLRQ $FFHVVLQJ 7 ' :HE6WRUDJH 6HUYLFH )RU FDEOH VSHFLĺFDWLRQV VHH WKH >2SWLRQ@ SDJH S &RQQHFWLRQ ([DPSOH 3RZHU 6RXUFH &RQGLWLRQV 9ROWDJH
7XUQLQJ 2SHUDWLRQ 6ZLWFK WR WKH 5XQ! 3RVLWLRQ $FFHVVLQJ 7 ' :HE6WRUDJH 6HUYLFH 7XUQ WKH 2SHUDWLRQ 6ZLWFK RQ WKH %DVH 8QLW WR WKH 5XQ! SRVLWLRQ :KHQ D 3& LV QRW DYDLODEOH DW WKH DFWXDO ORFDWLRQ RI WKH 575 0%6 $ LW LV SRVVLEOH WR XVH D PRELOH GHYLFH VXFK DV D VPDUW SKRQH RU WDEOHW WR FKHFN WKH 7 ' :HE6WRUDJH 6HUYLFH IRU VLJQDO VWUHQJWK 2SHUDWLRQ 6ZLWFK 5XQ! 7KH IROORZLQJ IXQFWLRQV DUH RSHUDEOH $XWR 'RZQORDGLQJ DQG 6HQGLQJ RI 5HFRUGHG 'DWD :DUQLQJ 0RQLWRULQJ DQG $XWR 6HQGLQJ R
,W LV SRVVLEOH WR FKHFN WKH VLJQDO VWUHQJWK EHWZHHQ %DVH 8QLW DQG 5HPRWH 8QLW E\ FRORU DQG QXPEHU RI DQWHQQDV %OXH DQWHQQDV &RPPXQLFDWLRQ LV VWDEOH 5HG DQWHQQDV &RPPXQLFDWLRQ LV XQVWDEOH 5HSRVLWLRQ WKH GHYLFH V IRU PRUH VWDEOH FRPPXQLFDWLRQ 5HG QR DQWHQQD )DLOHG WR FKHFN WKH VLJQDO VWUHQJWK GXH WR ZLUHOHVV FRPPXQLFDWLRQ HUURU s ,I ZLUHOHVV FRPPXQLFDWLRQ HUURUV UHSHDWHGO\ RFFXU SOHDVH UHDG >1RWHV DQG 3UHFDXWLRQV IRU ,QVWDOOLQJ :LUHOHVV &RPPXQLFDWLRQ 'HYLFHV@ S :LUHOHVV F
'RZQORDGLQJ 5HFRUGHG 'DWD &KHFNLQJ 'DWD RQ 7 ' :HE6WRUDJH 6HUYLFH ,W LV SRVVLEOH WR GRZQORDG UHFRUGHG GDWD IURP 7 ' :HE6WRUDJH 6HUYLFH DQG RSHQ WKH GRZQORDGHG GDWD LQ 7 ' *UDSK 9LHZLQJ &XUUHQW 5HDGLQJV ,Q WKH WRS &XUUHQW 5HDGLQJV SDJH RI WKH 7 ' :HE6WRUDJH 6HUYLFH FOLFN WKH JUDSK LFRQ WR YLHZ GDWD LQ D JUDSK 3OHDVH XVH WKH FRPSXWHU RQ ZKLFK 7 ' *UDSK KDV EHHQ LQVWDOOHG &OLFN WKH 5HFRUGHG 'DWD >75=@ WDE DW WKH WRS RI WKH ZLQGRZ ,Q WKH 5HFRUGHG 'DWD >75=@ SDJH FOLFN WKH GRZQORDG L
8VLQJ 7 ' *UDSK WR $FFHVV :HE6WRUDJH 'DWD :LWK 7 ' *UDSK LW LV SRVVLEOH WR GLUHFWO\ DFFHVV DQG RSHQ WKH UHFRUGHG GDWD VWRUHG RQ WKH 7 ' :HE6WRUDJH 6HUYLFH 3OHDVH XVH WKH FRPSXWHU RQ ZKLFK 7 ' *UDSK KDV EHHQ LQVWDOOHG 2SHQ 7 ' *UDSK )URP WKH >)LOH@ PHQX VHOHFW >7 ' :HE6WRUDJH 6HUYLFH@ s )RU H[DPSOH LI \RX ZLVK WR RSHQ UHFRUGHG GDWD IURP WKH VDPH ORJJHU E\ PHUJLQJ FKDQQHOV SODFH D FKHFN PDUN QH[W WR >0HUJH &KDQQHOV@ s ,I \RX ZLVK WR VLPXOWDQHRXVO\ VDYH UHFRUGHG GDWD LQ D 3& XSRQ GRZ
/(' 'LVSOD\ 6WDWXV 2SHUDWLRQ 6ZLWFK %/,1.,1* 21 3:5 32:(5 5HDVRQ 2SHUDWLRQ LQ SURJUHVV 5XQ! 2SHUDWLRQ VWRSSHG ,Q ORZ HQHUJ\ FRQVXPSWLRQ PRGH IXQFWLRQV QRW RSHUDEOH 21 &RPPXQLFDWLRQ LQ SURJUHVV ,Q 86% FRQQHFWLRQ /(' EOLQNV GXULQJ 86% FRPPXQLFDWLRQ 21 (UURU 1R 6,0 FDUG LQVHUWHG 3RRU 6,0 FDUG FRQWDFW 2)) 1RUPDO 67%
)$4pV 4 $ DERXW 6,0 &DUGV 4 $ DERXW 575 0%6 $ 4 $ERXW KRZ PXFK DUH WKH FRPPXQLFDWLRQ FRVWV" 4 &DQ WKLV EH XVHG LQ DQ\ FRXQWU\ LQ WKH ZRUOG" $ $FWXDO FRVWV DQG IHHV ZLOO GHSHQG RQ ZKLFK FHOO SKRQH FDUULHU \RX DUH XVLQJ 3OHDVH UHIHU WR WKH IROORZLQJ ZKHQ FRQWDFWLQJ \RXU FHOO SKRQH FDUULHU DERXW HVWLPDWHG FRVWV $ 7KH 575 0%6 $ XVHV UDGLR FRPPXQLFDWLRQ WKDW LV VXEMHFW WR ORFDO UXOHV DQG UHJXODWLRQV IRU WKH DUHD LQ ZKLFK LW LV EHLQJ XVHG ,W LV WKH UHVSRQVLELOLW\ RI WKH XVHU WR PDNH VXUH
6SHFLƄFDWLRQV &RPSDWLEOH 'HYLFHV 5HPRWH 8QLWV 575 7& 3W 9 P$ 3 ,QFOXGLQJ / 7\SH DQG + 7\SH 5HSHDWHU 575 0D[LPXP 1XPEHU RI 5HJLVWUDWLRQV 5HPRWH 8QLWV XQLWV 5HSHDWHUV XQLWV [ JURXSV &RPPXQLFDWLRQ ,QWHUIDFHV 0RELOH 'DWD &RPPXQLFDWLRQ! :&'0$ +6'3$ 0+] *60 *356 0+] %HWZHHQ %DVH 8QLW V 5HSHDWHUV 5HPRWH 8QLW V ! :LUHOHVV &RPPXQLFDWLRQ VKRUW UDQJH UDGLR FRPPXQLFDWLRQ
2SWLRQV :DOO $WWDFKPHQW 75 *. $& $GDSWRU $' &DEOH /HQJWK P ,QSXW $& 9 9 2XWSXW '& 9 $ )UHTXHQF\ +] 3OXJ 7\SH $ ([WHUQDO 3RZHU &DEOH %& 3RZHU 6RXUFH &RQGLWLRQV 9ROWDJH 9 &XUUHQW 0$; $ >PP@ &RQQHFWRU +RXVLQJ ;$3 9 &RQWDFWV 6;$ 7 3 - 6 7 &DEOH $:* 5HG 3OXV %ODFN 0LQXV )ODW PLQL IXVH $ 9 ,QFOXGHG 2 5LQJ UXEEHU [ /RFN 6FUHZ [ 'RXEOH 6LGHG $GKHVLYH 7DSH [ 'LPHQVLRQ : [ +
0RELOH %DVH 6WDWLRQ 575 0%6 $ :DUUDQW\ :DUUDQW\ 3HULRG \HDU IURP GDWH RI SXUFKDVH 'DWH RI 3XUFKDVH &XVWRPHU V QDPH $GGUHVV 3KRQH 1R 'LVWULEXWRU V QDPH $GGUHVV 3KRQH 1R 2EMHFW RI 5HSDLU 0DLQ 8QLW H[FOXGLQJ VHQVRUV DQG DQ\ RWKHU RSWLRQV 0HWKRG RI 5HSDLU 6HQG LQ IRU 5HSDLU 3URYLVLRQV IRU )UHH 5HSDLU ,I WKH XQLW GRHV QRW ZRUN SURSHUO\ GHVSLWH WKH IDFW WKDW WKH FXVWRPHU XVHG LW SURSHUO\ DQG LQ OLQH ZLWK WKH PDQXDO WKH 8QLW VKDOO EH UHSDLUHG IUHH RI FKDUJH WKURXJK WKH GLVWULEXWRU ZKLFK VR
