㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 'LJLWDO 3KRWR 3ULQWHU &+& 6 2SHUDWLRQ 0DQXDO 㩷 㩷 㩷 )LUVW HGLWLRQ 㧦 -XO\ /DWHVW HGLWLRQ 㧦 $XJXVW 5HYLVLRQ 㧦 5HYLVLRQ 㩷 㩷 㩷 㩷 㩷 㩷 㩷 㩷 KWWS ZZZ VLQIR W MS
+DQGOLQJ RI WKLV 0DQXDO $OO ULJKWV UHVHUYHG 1R SDUW RI WKLV RSHUDWLRQ PDQXDO FRYHUHG E\ WKH FRS\ULJKW KHUHLQ PD\EH UHSURGXFHG RU FRSLHG LQ DQ\ IRUP RU E\ DQ\ PHDQV LQFOXGLQJ WUDQVODWLRQ ZLWKRXW WKH ZULWWHQ SHUPLVVLRQ RI 6,1)21,$ 7(&+12/2*< &R /WG 7KH VSHFLILFDWLRQV LQ WKLV RSHUDWLRQ PDQXDO DUH VXEMHFW WR FKDQJH ZLWKRXW SULRU QRWLFH ,Q FDVH RI KDYLQJ DQ\ GLIILFXOWLHV RU ILQGLQJ WKH IDXOW LQ WKLV PDQXDO \RXU LQIRUPDWLRQ WR 6,1)21,$ 7(
,QWURGXFWLRQ 7KLV PDQXDO GHVFULEHV GHWDLOHG LQVWUXFWLRQV IRU KDQGOLQJ RI DQG EDVLF RSHUDWLRQ RI 'LJLWDO 3KRWR 3ULQWHU &+& 6 :H ZLOO GHVFULEH WKLV SURGXFW DV ´WKH SULQWHUµ LQ WKH PDQXDO 5HDG WKLV PDQXDO WKRURXJKO\ WR XQGHUVWDQG KRZ WR LQVWDOO DQG RSHUDWH WKH SULQWHU EHIRUH XVLQJ LW 1RWLFH ٨ .HHS WKLV PDQXDO QHDU WKH SULQWHU DQG RSHUDWRUV FDQ UHIHU WR WKLV PDQXDO SHULRGLFDOO\ ٨ ,Q FDVH ORVW RU GDPDJHG WKLV PDQXDO FRQWDFW \RXU GHDOHUV ٨ ,Q WKH FDVH RI WUD
&217(176 35()$&( &KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ ăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăă (QYLURQPHQWV ăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăă +DQGOLQJ ,QVWUXFWLRQăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăă +DQGOLQJ ,QVWUXFWLRQ &RQWLQXHG IURP SUHYLRXV SDJHăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăăă +DQGOLQJ ,QVWUXFWLRQ IRU &RQVXPDEOH DQG 3ULQWHG 2XWSXW ăăăăăăăăăăăăăăăăăăăăăăăăă &KDSWH
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ 7KLV PDQXDO SURYLGHV GHWDLOHG LQVWUXFWLRQV IRU WKH VDIHW\ XVH RI WKH SULQWHU 5HDG WKLV PDQXDO EHIRUH RSHUDWLQJ WKH SULQWHU WR HQVXUH WR KDYH SURSHU XVH ٟ ,Q WKLV PDQXDO WKHUH DUH QRWHV WKDW UHTXLUH VSHFLDO DWWHQWLRQ )RU \RXU VDIHW\ RSHUDWLRQ 6DIHW\ QRWLFHV DUH VHSDUDWHG DV IROORZV :DUQLQJ ,QDSSURSULDWH KDQGOLQJ FDQ FDXVH WKH GHDWK RU VHULRXV ZRXQG &DXWLRQ ,QDSSURSULDWH KDQGOLQJ FDQ FDXVH WKH ZRXQG IRU WKH XVHUV
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ (QYLURQPHQWV 7R XVH WKH SULQWHU VDIHW\ SOHDVH SD\ DWWHQWLRQ WR WKH IROORZLQJV &DXWLRQ 'R QRW OHW FKLOGUHQ WR WRXFK WKH SULQWHU RU WKH FDEOHV ,W FDQ FDXVH DFFLGHQWV RU HOHFWULF VKRFN &DXWLRQ 'R QRW SODFH WKH SULQWHU XQGHU KXPLG RU GXVW\ SODFH ,W FDQ FDXVH D ILUH HOHFWULF VKRFN RU SULQWHU SUREOHP 'R QRW SODFH WKH SULQWHU ZLWK GXVW VDQG DQG KLJK KXPLGLW\ VXFK DV EDWKLQJ SODFH EDWKURRP KRW VSULQJ RQ WKH VWUHHW &DXWLRQ 'R
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ +DQGOLQJ ,QVWUXFWLRQ ,Q KDQGOLQJ WKH SULQWHU SOHDVH SD\ DWWHQWLRQ WR WKH IROORZLQJV :DUQLQJ /LIW WKH SULQWHU IURP LWV ER[ DQG SXW LW RQWR D IODW WDEOH RU GHVN :DUQLQJ $W QHDUO\ .J WKH SULQWHU LV WRR KHDY\ WR EH OLIWHG E\ RQH SHUVRQ $OVR SOHDVH WDNH D JRRG FDUH RI \RXU KDQGV DQG ILQJHUV ZKHQ OLIWLQJ WKH SULQWHU IURP WKH ER[ :DUQLQJ 7KH SULQWHU LV KHDYLHU DW IURQW VLGH WKDQ UHDU VLGH VR WKDW SOHDVH EH FDUHIXO LQ WUDQVSRUWDWLRQ :KHQ
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ +DQGOLQJ ,QVWUXFWLRQ &RQWLQXHG IURP SUHYLRXV SDJH :DUQLQJ 6HFXUH WKH SRZHU FDEOH ILUPO\ :DUQLQJ 7KH WKHUPDO KHDG UHDFKHV KLJK WHPSHUDWXUH GXULQJ RSHUDWLRQ EXW WKLV LV QRUPDO 'R QRW WRXFK WKH WKHUPDO KHDG $WWHQWLRQ 7RXFKLQJ WKH VXUIDFH RI WKH WKHUPDO GLUHFWO\ FDQ FDXVH WKH GDPDJH WR WKHUPDO KHDG :KHQ D KDUG REMHFW JHW LQWR WKH SULQWHU LW FDQ FDXVH WKH GDPDJH WR WKH SULQWHU PHFKDQLVP ,Q VXFK FDVH
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ +DQGOLQJ ,QVWUXFWLRQ IRU &RQVXPDEOH DQG 3ULQWHG 2XWSXW ,Q KDQGOLQJ WKH LQN ULEERQ SDSHU DQG SULQWHG RXWSXW SOHDVH SD\ DWWHQWLRQ WR WKH IROORZLQJV $WWHQWLRQ 3DSHU +DQGOLQJ y 8VH WKH SDSHU VSHFLILHG E\ 6KLQNR (OHFWULF y 6WRUH WKH SDSHU IODW y 6WRUH WKH SDSHU LQ D GU\ DQG GDUN SODFH WR DYRLG WKH GLUHFW 6XQOLJKW 7HPSHUDWXUH OHVV WKDQ ͠ +XPLGLW\ ODVV WKDQ y 'R QRW WRXFK WKH SDSHU VXUIDFH EHIRUH SULQWLQJ WR DYRLG WKH ILQJHUS
&KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ Ჶ/'/1Ჸ
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S 7KLV FKDSWHU H[SODLQV WKH XQSDFNLQJ DQG VHW XS RI WKH SUL QWHU %HIRUH SURFHHGLQJ WR WKLV FKDSWHU SOHDVH PDNH VXUH WR UHDG &KDSWHU ,PSRUWDQW 6DIHW\ ,QVWUXFWLRQ 8QSDFNLQJ DQG FKHFNLQJ WKH DFFHVVRULHV 2SHQ WKH ER[ DQG UHPRYH WKH ER[ FRQWDLQLQJ WKH DFFHVVRULHV DQG SURWHFWLRQ PDWHULDOV $WWHQWLRQ .HHS WKH SDFNDJLQJ PDWHULDOV 7KH ER[ DQG SURWHFWLRQ PDWHULDOV DUH QHFHVVDU\ ZKHQ PRYLQJ RU WUDQVSRUWLQJ WKH SULQWHU 0DNH V
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S 3DUWV 1DPH DQG )XQFWLRQ c f h d e g i )URQW 9 LHZ! 5HDU 9 LHZ! 1R j 1DPH c 2SHUDWLRQ 3DQHO d )URQW &RYHU e +DQGOH )URQW f 3RZHU 6ZLWFK g 3RZHU &RQQHFWRU h 86% &RQQHFWRU i +DQGOH 5HDU j 3DSHU 6HWWLQJ /DPS ,QWHUQDO 9 LHZ! )XQFWLRQ &RQWURO EXWWRQV /&' DQG SULQWHU VWDWXV GLVSOD\ ODPSV DUH ORFDWHG RQ WKH SDQHO 2SHQ WKH IURQW FRYHU ZKHQ UHSODFLQJ DQ LQN ULEERQ
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S &RQQHFWLQJ 3RZHU &RUG &RQQHFW WKH SRZHU FRUG DFFRUGLQJ WR WKH VDIHW\ LQVWUXFWLRQV EHORZ ,QVHUW WKH SRZHU FRUG DWWDFKHG WR WKH SULQWHU LQWR WKH SRZHU FRQQHFWRU ORFDWHG RQ WKH UHDU RI WKH SULQWHU :DUQLQJ 0DNH VXUH WR WXUQ RII WKH SRZHU RI WKH SULQWHU EHIRUH LQVHUWLQJ WKH SRZHU FRUG :DUQLQJ 0DNH VXUH WR LQVHUW WKH SRZHU FRUG FRUUHFWO\ ,I QRW LW FDQ FDXVH WKH ILUH RU WKH S
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S &RQQHFWLQJ 86% &DEOH ,QVWDOO WKH IHUULWH FRUH WR WKH 86% FDEOH WR EH FRQQHFWHG $SSUR[ OO &RQQHFW WKH 86% FDEOH IURP WKH SHUVRQDO FRPSXWHU WR WKH 86% FRQQHFWRU ORFDWHG RQ WKH OHIW UHDU VLGH RI WKH SULQWHU %H VXUH WR LQVHUW WKH 86% FDEOH DOO WKH ZD\ $WWHQWLRQ 7R UHPRYH WKH 86% FDEOH PDNH VXUH WKDW WKH SULQWHU LV LQ WKH ZDLWLQJ VWDWXV 5HPRYLQJ WKH 86% FDEOH GXULQJ GDWD WUDQVIHU PD\ QRW EH
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S 2SHQLQJ WKH )URQW &RYHU 7XUQ RQ WKH SRZHU RI WKH SULQWHU E \ SUHVVLQJ _ RQ WKH SRZHU VZLWFK 䌼 䂾 &ORVLQJ WKH )URQW &RYHU 3UHVV WKH 2SHQ EXWWRQ RQ WKH RSHUDWLRQ SDQHO $IWHU WKH (UURU ODPS EOLQNV VHYHUDO WLPHV WKH IURQW FRYHU RSHQV DXWRPDWLFDOO\ $WWHQWLRQ 'R QRW SUHVV WKH IURQW FRYHU ZKHQ RSHQLQJ WKH IURQW FRYHU 2WKHUZLVH WKH IURQW FRYHU ZLOO QR ORQJHU EH RSHQHG 2SHQ WKH IUR
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S /RDGLQJ ,QN 5LEERQ 6HW WKH LQN ULEERQ LQ WKH LQN ULEERQ FDVVHWWH DV VKRZQ LQ WKH GLDJUDP ,QVHUW WKH ULEERQ XQWLO LW FOLFNV LQWR SRVLWLRQ $WWHQWLRQ 'R QRW VHW WKH LQN ULEERQ LI WKH JXDUG RI WKH L QN ULEERQ VWLFNV RXW IURP WKH ULEERQ 6WUHWFK WKH LQN ULEERQ E\ WXUQLQJ WKH FRUH RQ WKH LQN ULEERQ IHHG VLGH 0DWFK WKH FRORU RI WKH FRUH RI WKH LQN ULEERQ DQG WKH FRORU RI WKH UDLO DQG L
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S /RDGLQJ 3DSHU ,QVWDOO VSDFHUV LQ WKH SDSHU IODQJHV ILUVW ZKHQ XVLQJ / VL]H SDSHU RU / VL]H SDSHU :KHQ XVLQJ 3& VL]H SDSHU RU u VL]H SDSHU SURFHHG ZLWK 6WHS ZLWKRXW LQVWDOOLQJ WKH VSDFHUV ,QVWDOO WKH VSDFHUV LQ WKH SDSHU IODQJH ZKLWH DQG SDSHU IODQJH EOXH 7KH WZR VSDFHUV DUH LGHQWLFDO 5RWDWH WKH VSDFHU XQWLO LW FOLFNV LQWR SRVLWLRQ 7ZR ORFNV DUH SURYLGHG &KHFN WKDW WKH WZR VHFWLRQV DUH ORFNHG
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S ,QVHUW WKH HGJH RI SDSHU XQGHU WKH UROOHU E\ URWDWLQJ WKH SDSHU IODQJHV ,QVHUW WKH HGJH RI WKH SDSHU EHWZHHQ WKH UROOHUV E\ URWDWLQJ WKH SDSHU IODQJHV 0DWFK ERWK HQGV RI WKH SDSHU WR WKH OLQH RI WKH VHDO ,QVHUW WKH SDSHU XQWLO WKH SDSHU VHWWLQJ ODPS LV OLW &ORVH WKH IURQW FRYHU :KHQ WKH IURQW FRYHU LV FORVHG LQLWLDOL]DWLRQ VWDUWV DQG IRXU VKHHWV RI SDSHU DUH HMHFWHG DXWRPDWLF
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S 7UDQVSRUWLQJ WKH 3ULQWHU 7KH IROORZLQJ FDXWLRQV DUH QHFHVVDU\ LQ WUDQVSRUWDWLRQ RI WKH SULQWHU 6LQFH DQ LQFRUUHFW WUDQVSRUWDWLRQ PHWKRG FDXVHV D SULQWHU IDXOW IROORZ WKH FRUUHFW PHWKRG 5HPRYH WKH LQN ULEERQ DQG SDSHU IURP WKH SULQWHU EHIRUH WUDQVSRUWLQJ WKH SULQWHU ,I WKH LQN ULEERQ RU SDSHU FDQQRW EH UHPRYHG GXH WR D IDXOW FRQVXOW ZLWK WKH GLVWULEXWRU 8VH D JHQXLQH ER[ ,I WKH ER[ XVHG DW WKH SXUFKDVH FDQQRW EH XVHG FR
&KDSWHU ,QVWDOOLQJ DQG 6HW 8S Ჶ /'/1Ჸ
&KDSWHU 2SHUDWLRQ 3DQHO㩷 2SHUDWLRQ 3DQHO 7KH EXWWRQV /('V DQG /&' GLVSOD\ RQ WKH RSHUDWLRQ SDQHO DUH VKRZQ EHORZ 㩷 l 㩷 g j f c d e 㩷 i 㩷 k h 㩷 7KH /(' 'LVSOD\V c WR e KDYH WKH IROORZLQJ PHDQLQJV 1R 1DPH &RORU 'HVFULSWLRQ c SRZHU /DPS 2UDQJH /LJKW ZKHQ SRZHU LV 21 d UHDG\ /DPS *UHHQ e HUURU /DPS 5HG /LJKW ZKHQ UHDG\ WR SULQW /LJKW ZKHQ HUURU RFFXUV ,QGLYLGXDO 2SHUDWLRQ %XWWRQV f WR k KDYH WKH IROORZLQJ IXQFWLRQ 1R )XQFWLRQ RSH
&KDSWHU 2SHUDWLRQ 3DQHO㩷 /&' 'LVSOD\ 7KH /&' 'LVSOD\ l LQGLFDWHV WKH IROORZLQJ SULQWHU VWDWXV /&' 'LVSOD\ 'HVFULSWLRQ 5HDG\ u 3ULQWDEOH VWDWXV 'LVSOD\ LV FKDQJHG GHSHQGLQJ RQ LQN ULEERQ EHLQJ VHW LQ WKH SULQWHU ,QLWLDOL]LQJ 3ULQWHU LV LQ LQLWLDOL]DWLRQ 5LEERQ &KHFNLQJ :LQGLQJ WKH LQN ULEERQ 3DSHU /RDGLQJ 3DSHU LV EHLQJ ORDGHG 3DSHU 5HORDGLQJ 3DSHU LV EHLQJ UHORDGHG 3ULQWLQJ 3ULQWLQJ &RROLQJ 'RZQ 7KH WKHUPDO KHDG LV EHLQJ FRROHG GRZQ 3ULQWLQJ LV LQWHUUXSWHG
&KDSWHU 2SHUDWLRQ 3DQHO㩷 8VHU 6HW 8S 0RGH 7R VHW WKH 8VHU 6HW 8S 0RGH SUHVV WKH 0HQX EXWWRQ LQ VWDQGE\ PRGH :KHQ WKH 0HQX EXWWRQ LV SUHVVHG DJDLQ WKH GLVSOD\ FKDQJHV DV IROORZV 7R FKDQJH WR WKH VWDQGE\ PRGH IURP HDFK PHQX SUHVV WKH &OHDU EXWWRQ Z ß 4GCF[Ჴ OGPW 7HVW SULQW FDQ EH SHUIRUPHG 7R H[HFXWH WHVW SULQW SUHVV WKH (QWHU EXWWRQ 6GUV 2TKPV /QFG OGPW 4GOCKP ::: ;;; ;;; LQGLFDWHV WKH QXPEHU RI FRSLHV WKDW FD
&KDSWHU 2SHUDWLRQ 3DQHO㩷 6ZLWFKLQJ 3ULQW 0RGH 'LVSOD\ WKH SULQW PRGH VZLWFKLQJ PHQX LQ 8VHU 6HW 8S 0RGH DQG SUHVV WKH (QWHU EXWWRQ 7KH SULQW PRGH WKDW LV VHW LQ WKH SULQWHU LV GLVSOD\HG GPVGT 2TKPV /QFG /QFGᲴ 5VCPFCTF /QFGᲴ (KPG :KHQ WKH 0HQX EXWWRQ LV SUHVVHG WKH /&' GLVSOD\ LV VZLWFKHG /QFGᲴ 5VCPFCTF OGPW :KHQ WKH (QWHU EXWWRQ LV SUHVVHG WKH /&' EOLQNV IRU D PRPHQW DQG WKH SULQW PRGH WKDW LV GLVSOD\HG LV VHW LQ WKH SULQWHU 7KLV VHWWLQJ EHFRPHV HIIH
&KDSWHU 2SHUDWLRQ 3DQHO㩷 6ZLWFKLQJ 'ULYHU 0RGH 'LVSOD\ WKH GULYHU PRGH VZLWFKLQJ PHQX LQ 8VHU 6HW 8S 0RGH DQG SUHVV WKH (QWHU EXWWRQ 7KH GULYHU PRGH WKDW LV VHW LQ WKH SULQWHU LV GLVSOD\HG &TKXGT /QFG GPVGT &TKXGT /QFGᲴ&.. :KHQ WKH 0HQX EXWWRQ LV SUHVVHG WKH /&' GLVSOD\ LV VZLWFKHG &TKXGT /QFGᲴ&.. OGPW &TKXGT /QFGᲴ&48 :KHQ WKH (QWHU EXWWRQ LV SUHVVHG WKH /&' EOLQNV IRU D PRPHQW DQG WKH 'ULYHU PRGH WKDW LV GLVSOD\HG LV VHW LQ WKH SULQWHU 7KLV VHWWLQJ EHFRPH
&KDSWHU 5RXWLQH 0DLQWHQDQFH㩷 &OHDQLQJ RI 7KHUPDO +HDG 3ODWHQ &OHDQLQJ 5ROOHU %\ XVLQJ WKHUPDO WUDQVIHU WHFKQRORJ\ GDLO\ PDLQWHQDQFH LV QRW UHDOO\ QHFHVVDU\ LI WKH SULQWHU LV EHLQJ XVH SURSHUO\ +RZHYHU LQ RUGHU WR NHHS WKH EHVW SULQW TXDOLW\ LW LV UHFRPPHQGHG WR GR WKH FOHDQLQJ RI 7KHUPDO +HDG 3ODWHQ DQG &OHDQLQJ 5ROOHU RQFH LQ D PRQWK &DXWLRQ 0DNH VXUH WKDW WKH SRZHU LV WXUQHG RII EHIRUH VWDUWLQJ FOHDQLQJ 7KHUPDO +HDG UHDFKHV KLJK WHPSHUDWXUH MXVW DIWHU SULQWLQJ
&KDSWHU 5RXWLQH 0DLQWHQDQFH㩷 8VLQJ JDX]H GLSSHG ZLWK LVRSURS\O DOFRKRO RU HWK\O DOFRKRO FOHDQ WKH UXEEHU VHFWLRQ RI WKH FOHDQLQJ UROOHU SDSHU IHHG VLGH 7KH FOHDQLQJ UROOHU HMHFWLRQ VLGH FDQ EH UHPRYHG E\ SXOOLQJ WKH EODFN NQREV RQ WKH OHIW DQG ULJKW VLGHV 8VLQJ JDX]H GLSSHG ZLWK LVRSURS\O DOFRKRO RU HWK\O DOFRKRO FOHDQ WKH UXEEHU VHFWLRQ RI WKH FOHDQLQJ UROOHU HMHFWLRQ VLGH $IWHU FOHDQLQJ UHWXUQ WKH UROOHUV
&KDSWHU 5RXWLQH 0DLQWHQDQFH㩷 &OHDQLQJ RI 2XWHU &DELQHW :LSH WKH SULQWHU RXWHU FDELQHW ZLWK D VRIW FORWK ,I WKH VWDLQV DUH QRW UHPRYHG ZHW WKH FORWK DQG DSSO\ ZHDNHQHG QHXWUDO 'HWHUJHQW WR LW :DUQLQJ ,Q FDVH WKH IRUHLJQ VXEVWDQFH JHW LQWR WKH SULQWHU WXUQ RII WKH SRZHU RI SULQWHU UHPRYH WKH SRZHU FRUG DQG FRQWDFW WKH GHDOHUV RU VHUYLFH FHQWHU &RQWLQXRXV XVH RI WKH SULQWHU XQGHU VXFK FRQGLWLRQ FDQ FDXVH WKH ILUH DQG HOHFWULF VKRFN :DUQLQJ &RQWLQXRXV XVH XQGHU WKH DEQRUPDO FR
&KDSWHU 5RXWLQH 0DLQWHQDQFH㩷 Ჶ/'/1Ჸ
&KDSWHU (UURU +DQGOLQJ㩷 (UURU 0HVVDJH DQG &RUUHFWLYH $FWLRQ :KHQ WKH HUURU KDSSHQV HUURU PHVVDJH ZLOO EH GLVSOD\HG RQ /&' RQ WKH RSHUDWLRQ SDQHO /&' 0HVVDJH 6WDWXV &RUUHFWLYH $FWLRQ $Q LQN ULEERQ DQG SDSHU DUH QRW 6HW DQ LQN ULEERQ DQG SDSHU VHW 3DSHU LV QRW VHW 6HW SDSHU 5XQ RXW RI SDSHU 5HSODFH SDSHU 1R 5LEERQ 3DSHU 1R 3DSHU 3DSHU (PSW\ &KHFN WKH W\SH RI WKH SDSHU DQG 7KH SDSHU WKDW ZDV VHW GRHV QRW WKH W\SH RI WKH LQN ULEERQ WKDW PDWFK WKH LQN ULEERQ WKD
&KDSWHU (UURU +DQGOLQJ㩷 )DLOXUH 6\PSWRPV :KHQ GHWHFWLQJ D IDLOXUH V\PSWRP FKHFN WKH SULQWHU XVLQJ WKH IROORZLQJ WDEOH 6\PSWRP 3RZHU LV QRW WXUQHG RQ 7KH SHUVRQDO FRPSXWHU GRHV QRW UHFRJQL]H WKH SULQWHU $FWLRQ y &KHFN LI WKH SRZHU FDEOH LV FRQQHFWHG WR WKH SOXJ VRFNHW RU WKH SULQWHU y &KHFN LI WKH 86% FDEOH LV FRQQHFWHG WR WKH SHUVRQDO FRPSXWHU RU SULQWHU y &KHFN LI WKH IURQW FRYHU LV FORVHG 7KH SULQWHU GRHV QRW EHFRPH UHDG\ 7KH IURQW FRYHU GRHV QRW RSHQ y &KHFN LI SDSHU LV M
&KDSWHU (UURU +DQGOLQJ㩷 3DSHU -DP 2SHQ WKH IURQW FRYHU &XW RII WKH IROGHG VHFWLRQ RU SULQWHG VHFWLRQ ZLWK VFLVVRUV :KHQ WKH SDSHU LV IROGHG LQVLGH RI WKH SULQWHU SXOO LW RXW VORZO\ 3XOO RXW WKH SDSHU XQWLO WKH SDSHU VHWWLQJ ODPS JRHV RII $WWHQWLRQ y ,I WKH SDSHU LV XVHG ZLWKRXW FXWWLQJ RII WKH IROGHG VHFWLRQ RU SULQWHG VHFWLRQ SDSHU MDP RFFXUV DJDLQ RU WKH LQN ULEERQ PD\ VQDS GXULQJ SULQWLQJ $OZD\V
&KDSWHU (UURU +DQGOLQJ㩷 3RZHU 6XSSO\ ,QWHUUXSWHG GXUL QJ 3ULQWLQJ ,Q FDVH SRZHU VXSSO\ L QWHUUXSWHG GXULQJ WKH SULQWLQJ 7KHUPDO +HDG ZLOO EH NHSW SXVKLQJ WR 3ODWHQ /DYL QJ WKLV VLWXDWLRQ IRU D ORQJ WLPH VKDSH RI 3ODWHQ FDQ EH ZDUSHG ,Q RUGHU WR D YRLG WKLV VLWXDWLRQ SOHDVH IROORZ WKH LQVWUXFWLRQ EHORZ 7XUQ RII WKH SRZHU RI WKH SULQWHU 7XUQ RQ WKH SRZHU IRU RU PRUH VHFRQGV DIWHU WXUQLQJ RII WKH SRZHU 3DSHU -DP LV GLVSOD\HG RQ WKH /&' RI WKH RSHUDWLRQ S
&KDSWHU $IWHU VDOHV 6HUYLFH㩷 &RQWDFW \RXU GHDOHUV RU VHUYLFH FHQWHU IRU WKH GHWDLOV DERXW DIWHU VDOHV VHUYLFH
<7( - ( 5HYLVLRQ հ