%(1()21 75$&. 21( 2ZQHUV 0DQXDO $OO ULJKWV UHVHUYHG %HQHIRQ 2\M 3XEOLFDWLRQ QXPEHU <= ,
)&& ,1'8675< &$1$'$ 127,&( 7KLV GHYLFH FRPSOLHV ZLWK SDUW RI WKH )&& 5XOHV 2SHUDWLRQ LV VXEMHFW WR WKH IROORZLQJ WZR FRQGLWLRQV 7KLV GHYLFH PD\ QRW FDXVH KDUPIXO LQWHUIHUHQFH 7KLV GHYLFH PXVW DFFHSW DQ\ LQWHUIHUHQFH UHFHLYHG LQFOXGLQJ LQWHUIHUHQFH WKDW PD\ FDXVH XQGHVLUHG RSHUDWLRQ &(57,),&$7,21 ,1)250$7,21 )&& ,' 4)37*3 $( ,& $7*3 $( ,, 0DQXIDFWXUHU %HQHIRQ 2<- 3 2 %R[ 6DOR )LQODQG
48,&. *8,'( 32:(5 21 3UHVV WKH WRS VLGH NH\ IRU D IHZ VHF RQGV 32:(5 2)) 3UHVV WKH WRS VLGH NH\ IRU D IHZ VHF RQGV (0(5*(1&< &$// 3UHVV 626 DQG 2. $QRWKHU ZD\ 3UHVV 626 .H\ LQ WKH HPHUJHQF\ QXPEHU DQG SUHVV O RU 2. QXPEHU ZLWK WKH KHOS RI Q DQG ILQDOO\ SUHVVLQJ O RU &DOO GLUHFWO\ WR WKH QXPEHU ODVW GLDOOHG E\ SUHVVLQJ O WZLFH RU 4XLFN GLDO WKH SKRQH QXPEHU E\ VHOHFWLQJ WKH PHPRU\ VORW QXPEHU EHWZHHQ DQG DQG SUHVVLQJ WKH
3UHVV 48,7 WR UHWXUQ WR WKH SUHYLRXV PHQX OHYHO
& O H D U L Q J D S R V W S R Q H G P H V V D J H
&217(176 ,1752'8&7,21 %(1()21 75$&. 21( 620( .(< )($785(6 $ERXW WKH 7 WH[W LQSXW WHFKQRORJ\ 'LVSOD\ 0HQXV 'LVSOD\ V\PEROV .H\SDG .H\V 6$)(7< $1' 35(&$87,216 *H
48,&. ',$//,1* 0(02 5(&(,9,1* $ &$// $/3+$ .(<6 &$// /,1( ,'(17,),&$7,21 &/, $16:(5,1* $ &$// 3+21( %22.
$'',1* 1(: (175,(6 (',7,1* 25 '(/(7,1* $ &$/(1'$5 (175< (17(5,1* 7+( '$7( 72 9,(: /,67 2) $// &$/(1'$5 (175,(6 0HVVDJH VHWXS &$/&8/$725 %URDGFDVW PHVVDJH VHWXS *$0(6 $&&(37 %52$'&$67 0(66$*(6 %$6( 67$7,21 ,' %52$'&$
6HQG SRVLWLRQ &RQGLWLRQ FKHFN 6(77,1*6 (GLWLQJ HQYLURQPHQWV 1250$/ (19,5210(17 6,/(17 (19,5210(17 12,6< (19,5210(17 ',6&5((7 (19,5210(17 &$5 .
%$5 $// 287*2,1* &$//6 %$5 287*2,1* ,17(51$7,21$/ &$//6 %$5 ,17(51$7,21$/ 287*2,1* &$//6 (;&(37 72 +20( &28175< %$5 $// ,1&20,1* &$//6 %$5 ,1&20,1* &$//6 :+(1 52$0,1* &/($5 $// %$55,1*6 &DOO ZDLWLQJ &DOO FRVW /$67 &
%,&<&/( +2/'(5 %(/7 %$* $33(1',; &$5( $1' 0$,17(1$1&( 352%/(06 <28 &$1 62/9( ,I WKH SKRQH ZLOO QRW WXUQ RQ %ORFNHG 6,0 FDUG ,I \RX ORVH \RXU 6,0 FDUG ,I \RXU SKRQH JHWV ORVW ,I \RXU SKRQH GRHV QRW IXQFWLRQ ,I \RX FDQQRW UHDG
,1752'8&7,21 %(1()21 75$&. 21( &RQJUDWXODWLRQV RQ \RXU SXUFKDVH RI WKH %HQHIRQ 7UDFN 2QH D PRELOH SKRQH RI KLJK TXDOLW\ 7KLV SKRQH LV GH VLJQHG IRU XVH RQ WKH *60 *OREDO 6\V WHP IRU 0RELOH &RP PXQLFDWLRQV 0+] QHWZRUNV
ZHLJKW J ZLWK P$K /L ,RQ EDW WHU\ 7KH KLJK TXDOLW\ %HQHIRQ 7UDFN 2QH LV GH YHORSHG DQG PDQXIDFWXUHG E\ %HQHIRQ 2\M %HQHIRQ LV D FRPSDQ\ RSHUDWLQJ ZRUOGZLGH DQG VSHFLDOL]LQJ LQ PRELOH SKRQHV 7KH KLJK TXDOLW\ DQG XVHU IULHQGO\ %HQHIRQ SKRQHV DUH GHYHORSHG DQG PDQXIDFWXUHG LQ )LQODQG $ERXW WKH 7 WH[W LQSXW WHFKQRORJ\ 7KLV SKRQH KDV RQH RI WKH ZRUOG·V PRVW GH YHORSHG WH[W LQSXW VRIWZDUH V\VWHPV 7 7KH 7 7H[W ,QSXW VRIWZDUH 7 LV D WHFK QRORJ\ IRU HQDEOLQJ UDSLG H
'LVSOD\ 0HQXV 7KHUH DUH ILYH NLQGV RI PHQXV ZKLFK FDQ EH GLVSOD\HG RQ WKH WRS URZ 3KRQH LQ VWDQG E\ PRGH i 7(;7 ),(/' )L 1HWZRUN G 0(18 0(02 6<0%2/ ),(/' Q )81&7,21 ),(/' $UURZ NH\V &DOO LQ SURJUHVV h / :RUN 0(02 /HIW VRIW NH\ G 0(18 5LJKW VRIW NH\ WKH PDLQ PHQX PHPR DQG TXLFN PHQX LQ VWDQG E\ PRGH DQG WKH TXLFN PHQX DQG PDLQ PHQX ZKHQ D FDOO LV LQ SURJUHVV (DFK PHQX FRQWDLQV LWV RZQ VXE PHQXV
0DLQ PHQX VWDQG E\ PRGH 7KH WRS URZ VKRZV WKH FKR VHQ PHQX H J PDLQ PHQX + 7KLV V\PERO SRLQWV WKH FKR VHQ VXE PHQX H J 6HWWLQJV 6HWWLQJV 48,7 6(/(&7 7KLV DUURZ NH\ LQGLFDWHV WKH PRYLQJ GLUHF WLRQ ZKLFK LQ WKLV FDVH LV KRUL]RQWDO ,Q VWDQG E\ PRGH PDLQ PHQX FRQWDLQV WKHVH VXE PHQXV ; " 7HOHPDWLFV 6HWWLQJV 6HFXULW\ [ < 1HWZRUN VHUYLFHV *36 ,1752'8&7,21 %(1()21 75$&. 21( 0HPR VWDQG E\ PRGH ,Q VWDQG E\ PRGH PHPR FRQWDLQV WKHVH VXE PHQX
4XLFN PHQX VWDQG E\ PRGH ,Q VWDQG E\ PRGH TXLFN PHQX FRQ WDLQV WKHVH VXE PHQXV + (QYLURQPHQW 48,7 Q 6(/(&7 &DOO PDQDJHPHQW . V / 6 3RVLWLRQ UHIUHVK $VVLVWDQFH FDOO (QYLURQPHQW 'XULQJ D FDOO PDLQ PHQX FRQWDLQV WKHVH VXE PHQXV + 48,7 .H\SDG 4 / S 0DLQ PHQX FDOO VWDWH Q 6(/(&7 &DOO PDQDJHPHQW 0HVVDJHV 5HFHQW FDOOV &DOO FRVW 4XLFN PHQX FDOO VWDWH 'XULQJ D FDOO TXLFN PHQX FRQ WDLQV WKHVH VXE PHQXV + 0XWH 48,7 T J Q 6(/(&7 0XWH +DQGV IUHH +) PRGH 'L
^ 2SHQ HQYHORSH LQGLFDWHV DOUHDG\ UHDG PHVVDJH 7 VLJQ 7KLV V\PERO LV GLVSOD\HG LQ WKH XSSHU URZ ZKHQ \RX DUH DEOH WR ZULWH PHVVDJHV RU VDYH QDPHV LQ WKH SKRQH ERRN ZLWK 7 WH[W LQSXW PRGH WXUQHG RQ i h K Z +DQGVHW GRZQ 7KH SKRQH LV LQ VWDQG E\ PRGH %HOO 7KH FDOHQGDU DODUP UHPLQGHU LV VZLWFKHG RQ ,I \RX KDYH FRQ QHFWHG DODUP WR UHPLQG \RX RI DQ HYHQW WKLV V\PERO ZLOO EH GLVSOD\HG LQ WKH FDOHQGDU HQWU\ LQ TXHVWLRQ ), +DQGVHW XS $ FDOO LV LQ SURJU
D VLJQ RI VLOHQFH FDOO\ DW WKH VHW WLPH 6FUROO NH\ V\PEROV /RFDWHG RQ WKH ORZHU VLGH RI WKH GLVSOD\ 0RYLQJ LQ KRUL]RQWDO GLUHFWLRQ LV SRVVLEOH M 6FUROO NH\ V\PEROV /RFDWHG RQ WKH ORZHU VLGH RI WKH GLVSOD\ 0RYLQJ LQ YHUWLFDO GLUHFWLRQ LV SRVVLEOH G 6FUROO NH\ V\PEROV 7KLV V\PERO LV GLVSOD\HG ZKHQ WKH SKRQH LV LQ VWDQG E\ PRGH (QWHULQJ TXLFN PHQX LV SRVVLEOH A 7KLV V\PERO LV GLVSOD\HG RQO\ ZKHQ XVLQJ WKH GLYHUW DOO FDOOV RSWLRQ ,QFRPLQJ FDOOV FDQ
.H\SDG %HQH*XDUG 626 EXWWRQ 3RZHU RQ RII NH\ .H\V 3UHVVLQJ WKH 626 EXWWRQ VWDUWV WKH HPHUJHQF\ SURFHGXUH XQOHVV LW LV FDQFHOOHG LQ WLPH 3RZHU RQ RII NH\ 7RSPRVW VLGH NH\ 3UHVVLQJ WKLV NH\ IRU D IHZ VHFRQGV WXUQV WKH SKRQH RII ] \ 9ROXPH NH\V 7KH NH\V DUH ORFDWHG RQ WKH VLGH RI WKH SKRQH 'XULQJ D FDOO 3UHVV WR DGMXVW HDUSLHFH YRO XPH ,Q VWDQG E\ PRGH 3UHVV WR DGMXVW NH\WRQH YROXPH O +DQGVHW XS 3UHVV WR PDNH D FDOO DQVZHU D FDOO D
d WKH OLVWHG SKRQH ERRN QDPHV DQG PHQX RSWLRQV DQG WR HQWHU TXLFN PHQX 3UHVV WR PXWH PXWH RII WKH PLFURSKRQH GXULQJ D FDOO PDFKLQH QHHGV WR KDYH D UHPRWH UHWULHYH IXQFWLRQ 6WDU 3UHVV IRU D IHZ VHFRQGV WR FKDQJH WKH ODQJXDJH VHWWLQJ WR (QJOLVK DQG WR UHVHW WKH VHWWLQJV EDFN WR WKH IDFWRU\ LQVWDOOHG RQHV 8VLQJ WKLV NH\ GRHV QRW DIIHFW WKH SKRQH ERRN HQWULHV 3UHVV IRU D VSDFH ZKHQ ZULWLQJ PHVVDJHV RU ZULWLQJ QDPHV LQ SKRQH ERRN HQWU\
ORZV .H\ LQ WKH PDLQ SKRQH QXPEHU SUHVV WKH d NH\ WKUHH WLPHV WKH OHWWHU 6 ZLOO EH GLVSOD\HG DQG NH\ LQ WKH VXE QXPEHU 6$)(7< $1' 35(&$87,216 *HQHUDO 7KH SKRQH PD\ FDXVH 79 RU UDGLR LQWHUIHU HQFH LI XVHG LQ FORVH SUR[LPLW\ WR UHFHLYLQJ HTXLSPHQW 7KH )&& FDQ UHTXLUH \RX WR VWRS XVLQJ WKH SKRQH LI VXFK LQWHUIHUHQFH FDQQRW EH HOLPLQDWHG 9HKLFOHV XVLQJ OLTXHILHG SHWUROHXP JDV VXFK DV SURSDQH RU EXWDQH PXVW FRPSO\ ZLWK WKH 1DWLRQDO )LUH 3URWHFWLRQ 6WDQGDUG 1)3$
3RZHU VXSSOLHV 7KLV HTXLSPHQW LV LQWHQGHG IRU XVH ZLWK WKH IROORZLQJ SRZHU VXSSOLHV EDWWHULHV %%/ 1 DQG %%/ 3 PDLQV FKDUJHU &0$ DQG FLJDUHWWH OLJKWHU FKDUJHU &&6 $Q\ RWKHU XVDJH ZLOO LQYDOLGDWH DQ\ DSSURYDO JLYHQ WR WKLV DSSDUDWXV DQG PD\ EH GDQ JHURXV 2QO\ XVH DSSURYHG EDWWHULHV DQWHQQDV DQG FKDUJHV 7KH XVH RI DQ\ XQDXWKRUL]HG DFFHVVRULHV PD\ EH GDQJHU RXV DQG YRLGV WKH SKRQH ZDUUDQW\ LI VDLG DFFHVVRULHV FDXVH GDPDJH RU
,QFUHDVH WKH VHSDUDWLRQ EHWZHHQ WKH HTXLSPHQW DQG UHFHLYHU &RQQHFW WKH HTXLSPHQW LQWR RXWOHW RQ D FLUFXLW GLIIHUHQW IURP WKDW WR ZKLFK WKH UHFHLYHU LV FRQQHFWHG &RQVXOW WKH GHDOHU RU DQ H[SHULHQFHG UDGLR 79 WHFKQLFLDQ IRU KHOS $Q\ FKDQJHV RU PRGLILFDWLRQV WR \RXU SKRQH QRW H[SUHVVO\ DSSURYHG LQ WKLV GRFX PHQW FRXOG YRLG \RXU ZDUUDQW\ IRU WKLV HTXLSPHQW DQG YRLG \RXU DXWKRULW\ WR RSHU DWH WKLV HTXLSPHQW $LUFUDIWV 7XUQ \RXU SKRQH RII EHIRUH ERDUGLQJ DQ\ DLUF
2WKHU HOHFWURQLFDO HTXLSPHQW 8VLQJ WKH SKRQH PD\ FDXVH LQWHUIHUHQFH ZLWK D YHKLFOH V HOHFWURQLF HTXLSPHQW LI LW LV QRW DGHTXDWHO\ VKLHOGHG &RQVXOW WKH PDQX IDFWXUHU RU WKH YHKLFOH VHOOHU WR GHWHUPLQH WKH SURSHU VKLHOGLQJ &RPSXWHUV 5HPHPEHU WKDW XVLQJ WKH SKRQH FORVH WR D FRPSXWHU PD\ FDXVH LQWHUIHUHQFH :KHQ XVLQJ \RXU SKRQH QHDU VXFK HTXLSPHQW NHHS D GLVWDQFH RI DERXW RQH PHWHU %RG\ SDUWV :KHQ WKH SKRQH LV LQ RSHUD WLRQ GR QRW WRXFK WKH DQWHQQD ZLWK
7KH 6$5 YDOXH RI D SKRQH LV WKH UHVXOW RI DQ H[WHQVLYH WHVWLQJ PHDVXULQJ DQG FDOFXOD WLRQ SURFHVV 7HVWV IRU 6$5 DUH FRQGXFWHG XVLQJ VWDQGDUG RSHUDWLQJ SRVLWLRQV DFFHSW HG E\ WKH )&& ZLWK WKH SKRQH WUDQVPLWWLQJ DW LWV KLJKHVW FHUWLILHG SRZHU OHYHO LQ DOO WHVW HG IUHTXHQF\ EDQGV $OWKRXJK WKH 6$5 LV GH WHUPLQHG DW WKH KLJKHVW FHUWLILHG SRZHU OHYHO WKH DFWXDO 6$5 OHYHO RI WKH SKRQH ZKLOH RSHUDWLQJ FDQ EH ZHOO EHORZ WKH PD[ LPXP YDOXH 7KLV LV EHFDXVH WKH SKRQH LV GHVL
7HOHPDWLFV SURWRFRO 92&$%8/$5< 0373 0RELOH 3KRQH 7HOHPDWLF 3URWRFRO HQDEOHV DPRQJ RWKHU WKLQJV VHQGLQJ RQHV SRVLWLRQ WR VHUYLFH FHQWHU LQ HPHUJHQF\ VLW XDWLRQV E\ XVLQJ WKH 6KRUW 0HVVDJH 6HUYLFH 7KLV YRFDEXODU\ FRQVLVWV RI WHUPV DVVRFLDWHG ZLWK WKH XVH RI D PRELOH SKRQH $IWHU RQH KDV PDGH D FRQWUDFW ZLWK WKH VHU YLFH SURYLGHU XVHU LG LV VXSSOLHG DQG WHOHPDWLFV IXQFWLRQV DUH DFWLYDWHG E\ WKH VHUYLFH SURYLGHU $XWRPDWLFDOO\ VHQW WHOHPDWLFV SURWRFRO PHVVDJHV DUH RQO\ DOORZHG
3,1 FRGH 3,1 FRGH
38. FRGH 1HWZRUN FRGH 7KH 38. FRGH LV XVHG WR RSHQ WKH GLVDEOHG 3,1 FRGH 7KH GLJLW 38. FRGH LV VXS SOLHG ZLWK WKH 3,1 FRGH
.HHS WKH FRGH LQ WKH VDIH SODFH VHSDUDWH IURP WKH SKRQH 6HFXULW\ FRGH 7KH VHFXULW\ FRGH LV XVHG WR SURWHFW WKH WHOHPDWLFV IXQFWLRQV DQG DGYDQFHG WHOHPDW LFV VHWWLQJV DQG *36 VHWWLQJV :KHQ WKH VH FXULW\ FRGH UHTXHVW LV VHW RQ LQ WKH PHQX WKH SKRQH SURPSWV \RX WR HQWHU WKH VHFXUL W\ FRGH ZKHQ \RX HQWHU WKHVH IXQFWLRQV RU VHWWLQJV ,I \RX ZLVK \RX FDQ DOVR WXUQ WKH VHFXULW\ FRGH UHTXHVW RII DV ZHOO DV FKDQJH WKH VHFXULW\ FRGH LQ WKH PHQX 7KLV FRGH LV DVVRFLDWHG ZLWK WKH SKRQH
23(5$7,21 :+$7 72 '2 ),567 ,QVHUWLQJ WKH 6,0 FDUG 6OLGH WKH 6,0 FDUG KROGHU WR WKH ULJKW /LIW WKH KROGHU LQWR DQ XSULJKW SRVLWLRQ ,QVHUW WKH FDUG LQWR WKH KROGHU &KHFN WKDW WKH FXW FRUQHU LV DW WKH ORZHU OHIW VLGH RI WKH KROGHU 23(5$7,21 :+$7 72 '2 ),567
)LWWLQJ WKH EDWWHU\ &ORVH WKH KROGHU E\ SXVKLQJ LW WRZDUGV WKH SKRQH 6OLGH WKH KROGHU EDFN WR WKH OHIW XQWLO LW ORFNV 3ODFH WKH ERWWRP RI WKH EDWWHU\ LQWR WKH FRUQHUV DW WKH ERWWRP RI WKH SKRQH 3XVK WKH EDWWHU\ LQWR WKH SKRQH XQWLO LW ORFNV LQWR SODFH 0DNH VXUH WKH UHOHDVH FDWFK KDV FOLFNHG LQWR SODFH 23(5$7,21 :+$7 72 '2 ),567
5HPRYLQJ WKH EDWWHU\ ,QVHUWLQJ WKH UXEEHU VHDO &DS 3XVK WKH UHOHDVH FDWFK GRZQZDUGV DQG SXOO WKH EDWWHU\ FDUHIXOO\ DZD\ IURP WKH UHDU RI WKH SKRQH 5XEEHU WDE 3OHDVH QRWH WKDW WKH SKRQH LV ZDWHU UHVLVWDQW RQO\ ZKHQ WKH UXEEHU VHDO LV LQVHUWHG FRU UHFWO\ LQ WKH SKRQH )LUVW PDNH VXUH WKH EDWWHU\ KDV EHHQ UH PRYHG 3ODFH WKH UXEEHU VHDO VR WKDW LW OLHV LQ WKH ERWWRP RI WKH EDWWHU\ KROH )LW WKH UXEEHU WDE LQWR WKH UHFHVV LQ WKH XSSHU OHIW FRUQHU 23(5$7,21 :+$7 72
,QLWLDOL]LQJ WKH SKRQH :KHQ \RX VWDUW XVLQJ WKH SKRQH IRU WKH ILUVW WLPH \RX VKRXOG FKDUJH WKH EDWWHU\ ILUVW 3OHDVH QRWH WKDW WKH EDWWHU\ ZLOO UHDFK LWV IXOO FDSDFLW\ RQO\ DIWHU WZR RU WKUHH FKDUJ LQJ WLPHV %RWWRP FRYHU %RWWRP FRQQHFWRU /LIW WKH FDS RQ WKH WRS RI WKH UXEEHU WDE )LW WKH EDWWHU\ LQWR SODFH DV GHVFULEHG LQ WKH SUHYLRXV FKDSWHU 7KH LGHD LV WKDW WKH EDWWHU\ ZLOO EH VHFXUHO\ IDVWHQHG LQ WKH EDWWHU\ KROH )LQDOO\ VWXII WKH ERWWRP FRYHU LQWR WKH
7XUQLQJ WKH SKRQH RQ 3RZHU RQ RII NH\ LV WKH WRSPRVW VLGH NH\ 3UHVV WKH WRS VLGH NH\ IRU WZR VHFRQGV WR WXUQ WKH SKRQH RQ ,I WKH 6,0 FDUG LV QRW LQVHUWHG WKH SKRQH SURPSWV \RX WR LQVHUW LW 7XUQ WKH SKRQH RII DQG LQVHUW WKH FDUG 7KH DEEUHYLDWLRQV RI WKH FRXQWU\ DQG QHWZRUN RSHUDWRU DUH GLVSOD\HG LPPH GLDWHO\ RU DIWHU WKH PHVVDJH 6HDUFKLQJ IRU QHWZRUNV 7LPH GDWH DQG RWKHU V\PEROV PD\ DOVR EH GLVSOD\HG LI WKH RS WLRQV DUH DFWLYDWHG LQ WKH PHQX ,I \RX DUH
&KDQJLQJ WKH ODQJXDJH 0$.,1* $ &$// :KHQ WKH PHQX ODQJXDJH LV VHW WR $XWRPDW LF WKH ODQJXDJH LV FKRVHQ DFFRUGLQJ WR \RXU 6,0 FDUGV ODQJXDJH SUHIHUHQFH ,Q FDVH WKH LQIRUPDWLRQ LV QRW DYDLODEOH WKH GHIDXOW ODQ JXDJH VHWWLQJ LV (QJOLVK
(QWHU WKH FRXQWU\ FRGH WKH DUHD FRGH ZLWKRXW WKH ILUVW QXPEHU DQG WKH SKRQH QXPEHU 3UHVV O ,I WKH QHWZRUN RSHUDWRU GRHV QRW LPSOH PHQW WKLV IXQFWLRQ DQG \RX WU\ WR PDNH D FDOO E\ XVLQJ WKH FKDUDFWHU D PHVVDJH ,OOH JDO ZLOO EH GLVSOD\HG
,I \RX ZLVK WR UHPRYH DOO WKH QXPEHUV LQ WKH UHGLDO PHPRU\ DW RQFH VHOHFW WKH RSWLRQ 'HOHWH DOO &RQILUP \RXU FKRLFH E\ SUHVVLQJ '(/(7( %\ SUHVVLQJ 6(/(&7 \RX HQWHU WR WKH VXE PHQX ZKHUH \RX FDQ PDNH D FDOO WR WKH QXPEHU GHOHWH RU VWRUH WKH QXP EHU 8VH Q WR VFUROO WKURXJK WKH IXQFWLRQV RI WKH VXE PHQX DQG SUHVV 6(/(&7 WR DFFHSW \RXU FKRLFH 3UHVV 48,7 WR H[LW WKH UHGLDO PHPRU\ 48,&.
5(&(,9,1* $ &$// :KHQ \RXU SKRQH UHFHLYHV D FDOO LW ZLOO ULQJ DQG WKH WH[W &DOO LV FRPLQJ LV VKRZQ ,I \RX KDYH VHW WKH SKRQH WR EH VLOHQW \RX ZLOO RQO\ VHH WKH WH[W DQG GHSHQGLQJ RQ VHWWLQJV \RX PD\ DOVR KHDU D EHHS VRXQG ZKHQ D FDOO LV FRPLQJ &$// /,1( ,'(17,),&$7,21 &/, ,I WKH &/,3 &DOO /LQH ,GHQWLILFDWLRQ 3UHVHQ WDWLRQ LV DFWLYDWHG DV D QHWZRUN IHDWXUH DQG \RXU SKRQH UHFHLYHV D FDOO WKH QXPEHU RI WKH FDOOHU LV VKRZQ LQ WKH GLVSOD\ ,QVWHDG RI WKH SKRQH QXPEHU WK
(0(5*(1&< &$//6 i ,QVHUW 6,0 FDUG 626 0(18 i 0DNLQJ DQ HPHUJHQF\ FDOO ZKHQ WKH 6,0 FDUG LV LQVHUWHG (PHUJHQF\ FDOO SUHVV 2. RU GLDO QXPEHU 48,7 0DNH DQ HPHUJHQF\ FDOO DV D QRUPDO SKRQH FDOO .H\ LQ WKH ORFDO HPHUJHQF\ QXPEHU DQG SUHVV O 2. 3OHDVH QRWH WKDW SUHVVLQJ WKLV NH\ 626 VWDUWV D JHQHUDO HPHUJHQF\ FDOO WR D ORFDO HPHUJHQF\ QXPEHU ZKLFK LV H J LQ )LQODQG 7KH HPHUJHQF\ QXPEHU LV SUH SUR JUDPPHG LQ \RXU SKRQH 0DNLQJ DQ HPHUJHQF\ FDOO ZLW
%(1(*8$5' %87721 626 0(66$*(6 $1' 626 &$//6 7KH %HQH*XDUG L H 626 EXWWRQ ,Q RUGHU WR LQLWLDWH %HQH*XDUG UHODWHG HPHUJHQF\ SURFHGXUH IXQFWLRQ \RX QHHG WR KDYH D FRQWUDFW ZLWK WKH VHU YLFH SURYLGHU ,I \RX GR QRW KDYH VXFK D FRQWUDFW LQLWLDWLRQ FDQ EH GRQH IURP WKH SKRQH DVVXPLQJ WKH VHFXULW\ FRGH DQG DFWLYDWLRQ PHVVDJH FRGH DUH NQRZQ ,Q WKH ODWWHU FDVH SOHDVH FRQ WDFW WKH GHDOHU RU WKH PDQXIDFWXUHU 6,0 FDUG LV LQVHUWHG (PHUJHQF\ FHQWHU QXPEHUV DUH VWRUHG FRUUHFWO\ LQ
7KH ZD\ WR SUHVV WKH %HQH*XDUG EXW WRQ LV FKRVHQ
7HOHPDWLFV VHWWLQJV $GYDQFHG WHOHPDWLFV VHWWLQJV (PHUJHQF\ FRQ ILUPDWLRQ 626 352&('85( 35(66,1* 7+( %(1(*8$5' %87721 :,// WXUQ WKH SKRQH RQ WXUQ WKH *36 RQ VWDUW WKH HPHUJHQF\ SURFHGXUH LI QR 3,1 RU 38. FRGH DUH UHTXLUHG 7KH 626 SURFHGXUH FDQ DOZD\V EH VWDUWHG UHJDUGOHVV RI WKH VWDWH RI WKH SKRQH LQ FDVH D FDOO LV LQ SURJUHVV DQG \RX VWDUW WKH HPHU JHQF\ FDOO WKH FXUUHQWO\ DFWLYH FDOO ZLOO EH SXW RQ KROG 3OHDVH QRWH WKDW LI WKHUH DUH PLVVLQJ HPHU JHQF\
626 SURFHGXUH ZKHQ RQO\ PDNLQJ FDOO 3UHVV WKH 626 EXWWRQ RI WKH SKRQH RQ WKH WRS 3UHVV DQG KROG GRZQ WKH 626 EXWWRQ RU SUHVV WKH EXWWRQ TXLFNO\ WZLFH GH SHQGLQJ RQ WKH LQVWUXFWLRQV GLV SOD\HG 7KH SKRQH DOHUWV XQWLO WKH FDOO LV DQ VZHUHG $ YRLFH FDOO LQ SURJUHVV
48,&. 0(18 ), 1(7:25. .(<3$' LQ DSSUR[LPDWHO\ VHFRQGV LI QR NH\ LV SUHVVHG GXULQJ WKDW WLPH 7R ORFN WKH NH\SDG IRU D VLQJOH WLPH SOHDVH VHH WKH IROORZLQJ LQVWUXFWLRQV 326,7,21 5()5(6+ /RFNLQJ WKH NH\SDG $66,67$1&( &$// (19,5210(17 i ), 1HWZRUN + .H\SDG 2SHQ :KHQ WKH SKRQH LV LQ VWDQG E\ PRGH \RX FDQ RSHQ WKH TXLFN PHQX E\ SUHVVLQJ Q +RZHYHU LI \RX KDYH ORFNHG WKH NH\SDG \RX FDQQRW HQWHU TXLFN PHQX XQOHVV \RX ILUVW RSHQ WKH NH\SDG .
ORFNHG \RX FDQ WXUQ RII WKH ULQJLQJ WRQH E\ SUHVVLQJ 48,(7 8 Q O R F N L Q J W K H N H \ S D G i + .H\SDG /RFNHG ), 1HWZRUN 23(1 48,7 23(1 )LUVW SUHVV WKH OHIW VRIW NH\ 23(1 ,PPHGLDWHO\ DIWHU WKDW SUHVV WKH ULJKW VRIW NH\ 23(1 ,I \RX KDYH ORFNHG WKH NH\SDG DQG VHW WKH OLJKWV RII \RX FDQ VHW OLJKWV RQ IRU VHF RQGV E\ SUHVVLQJ F ,I \RX SUHVV WKH OHIW VRIW NH\ RU F GXULQJ WKHVH VHFRQGV WKH OLJKWV ZLOO UH
,I \RX ZDQW WKDW WKH SRVLWLRQ ZLOO EH XSGDW HG DXWRPDWLFDOO\ SOHDVH VHH WKH FKDSWHU 0DLQ PHQX *36 *36 VHWWLQJV *36 RSHUDW LQJ PRGH $66,67$1&( &$// $VVLVWDQFH FDOO LV D NLQG RI KHOS GHVN ZKLFK SURYLGHV SRVLWLRQ EDVHG VHUYLFHV ,Q RUGHU WR XVH LW \RX QHHG WR KDYH D FRQWUDFW ZLWK WKH VHUYLFH SURYLGHU %HIRUH PDNLQJ WKH DVVLVWDQFH FDOO WR WKH VHU YLFH FHQWHU PDNH VXUH \RX KDYH VWRUHG UH TXLUHG VHWWLQJV )RU IXUWKHU LQIRUPDWLRQ SOHDVH VHH WKH FKDSWHU 0DLQ PHQX 6HWWLQJV 7HOHP
3UHVV 6(/(&7 WR WXUQ WKH HQYLURQ PHQW RQ 8VLQJ IXQFWLRQV DVVRFLDWHG ZLWK SKRQH ERRN PHVVDJHV UHFHQW FDOOV DQG FDOO FRVWV 237,216 '85,1* $ &$// 3UHVV 0(18 RU 0(02 DQG HQWHU WKH GHVLUHG VXE PHQX ZLWK Q DQG 6(/(&7 'XULQJ D FDOO WKHUH DUH VHYHUDO IXQFWLRQV DYDLODEOH GHSHQGLQJ RQ WKH NH\V SUHVVHG 3OHDVH QRWH WKDW VRPH RI WKHVH IXQFWLRQV GH SHQG RQ WKH VHUYLFHV \RXU QHWZRUN RSHUDWRU SURYLGHV )RU IXUWKHU LQIRUPDWLRQ DERXW XVLQJ WKHVH IXQFWL
&DOO PDQDJHPHQW ,I \RX KDYH D FDOO LQ SURJUHVV DQG \RX ZLVK WR PDNH DQRWKHU FDOO RU FRQIHUHQFH FDOO DQ VZHU D FDOO ZKLOH WDONLQJ WR VRPHRQH RU VZLWFK EHWZHHQ WKH FDOOV GR DV IROORZV &DOO PDQDJHPHQW 48,7 M 6(/(&7 (QG FDOOOO 1HZ FDOO 3LFN XS D ZDLWLQJ FDOO 6HOHFW D FDOO &RQIHUHQFH FDOO (QG FDOO 48,7 6(/(&7 M Q 3UHVV 0(18 DQG HQWHU WKH &DOO PDQ DJHPHQW OLVW E\ SUHVVLQJ 6(/(&7 6HOHFW RQH RI WKH IXQFWLRQV ZLWK Q DQG SUHVV 6(/(&
3,&. 83 $ :$,7,1* &$// :KHQ D FDOO LV LQ SURJUHVV DQG \RX KDYH DQ RWKHU LQFRPLQJ FDOO WKH QHWZRUN ZLOO QRWLI\ \RX RI D FDOO ZDLWLQJ 8VH WKLV IXQFWLRQ LI \RX ZLVK WR WDNH WKH LQ FRPLQJ FDOO DQG SXW WKH FXUUHQWO\ DFWLYH FDOO RQ KROG (DVLHVW ZD\ WR SLFN XS D ZDLWLQJ FDOO LV E\ SUHVVLQJ DQG O $QRWKHU ZD\ WR SLFN XS D ZDLWLQJ FDOO )LUVW HQWHU WKH 3LFN XS D ZDLWLQJ FDOO PHQX WKURXJK WKH &DOO PDQDJHPHQW VH OHFWLRQ OLVW $OO WKH FRQQHFWHG FDOOV DUH GLVSOD\HG ZKHWKHU WKH\
QXPEHU LV DYDLODEOH WKH FDOO LV LQGLFDWHG DV 8QNQRZQ 7ZR OLQHV RI FDOOV LV WKH PD[LPXP 6FUROO WKURXJK WKH RSWLRQV ZLWK Q $FWL YDWH WKH GHVLUHG FDOO E\ SUHVVLQJ 2. 7KH RWKHU FDOO ZLOO EH SXW RQ KROG ,I \RX KDYH UHFHLYHG D FDOO WKHUH DUH WZR H[ FHSWLRQV ZKHQ WKH QXPEHU RI WKH FDOOHU ZLOO QRW EH GLVSOD\HG LI WKH FDOOHU KDV WKH &/,5 &DOO /LQH ,GHQWLILFDWLRQ 5HVWULFWLRQ IHDWXUH LQ XVH RU LI \RXU QHWZRUN RSHUDWRU GRHV QRW VXSSO\ WKH &/,3 &DOO /LQH ,GHQWLILFDWLRQ 3UHVHQWDWLRQ IHDW
(1' &$// 8VH WKLV IXQFWLRQ WR HQG D FDOO RU FDOOV (DVLHVW ZD\ WR GURS D VLQJOH FDOO IURP WZR FDOOV RU D FRQIHUHQFH FDOO LV E\ NH\LQJ LQ DQG WKH QXPEHU LQ WKH IURQW RI WKH WHOHSKRQH QXPEHU DQG SUHVVLQJ ULJKW DIWHU WKDW O (DVLHVW ZD\ WR HQG DOO FDOOV LV E\ SUHVVLQJ F $QRWKHU ZD\ WR HQG D FDOO )LUVW HQWHU WKH (QG FDOO PHQX WKURXJK WKH &DOO PDQDJHPHQW VHOHFWLRQ OLVW $OO WKH FRQQHFWHG FDOOV DUH GLVSOD\HG ZKHWKHU WKH\ DUH DFWLYH RQ KROG RU ZDLW LQJ 7KH FDOOV DU
0(02 ), 1(7:25. 2SHQ PHPR E\ SUHVVLQJ 0(02 8VH Q WR VFUROO WKURXJK WKH PHQXV 6HOHFW RQH RI WKHVH PHQXV E\ SUHVVLQJ WKH ULJKW VRIW NH\ H J 6(/(&7 DQG \RX HQ WHU WKH VXE PHQXV RI WKLV PHQX 8VH Q WR VFUROO WKURXJK WKH VXE PHQXV :KHQ \RX ILQG WKH GHVLUHG RSWLRQ SUHVV RU HQWHU WKH GHVLUHG LQIRUPD WLRQ 3UHVV 48,7 WR UHWXUQ WR WKH SUHYLRXV PHQX OHYHO
$/3+$ .(<6
&KDUDFWHUV DYDLODEOH 2 $ D % E & F ' G ( H ) I * J + K , L - M . N / O 0P 1 Q 2 R 3 S 4 T 5 U 6 V 8 X 9 Y ¤ :Z ; [ < \ = ] " 7 W ¡ ¢ £ # ! B ~ | ? A C ^ _ ` 0(02 $/3+$ .
3+21( %22. 3+21( %22. (17(5 1$0( $'' 1(: 1$0( /,67 (17(5 180%(5 (',7 (17(5 1$0( (17(5 0(025< 6/27 3+21( %22. (175< $11$ (17(5 1$0( '(/(7(
3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO ,I WKH WH[W )L[HG LV GLVSOD\HG WKH IXQFWLRQ FDOOHG )L[HG 'LDOOLQJ 1XPEHUV )'1 KDV EHHQ WXUQHG RQ )'1 VHWV VRPH UHVWULFWLRQV IRU XVLQJ WKH SKRQH ERRN )RU IXUWKHU LQIRU PDWLRQ DERXW WKH )'1 SOHDVH VHH WKH FKDS WHU 0HQX 6HFXULW\ )'1 5HFDOOLQJ D SKRQH QXPEHU ,Q WKLV PHQX \RX FDQ VHDUFK D SKRQH QXP EHU VWRUHG LQ \RXU SKRQH ERRN
,Q FDVH \RX KDYH SUHVVHG 5($' GL UHFWO\ LQ WKH SUHYLRXV PHQX WKH ILUVW OLQH RIIHUV \RX WKH RSWLRQ $GG QHZ 1$0( /,67 %HQHIRQ -DJJHU /HZLV 48,7 M Q 6(/(&7 $GG QHZ %HQHIRQ -DJJHU 48,7 M Q 6(/(&7
1RZ \RX FDQ VHOHFW ZKHWKHU WR HGLW WKH SKRQH QXPEHU QDPH RU PHPRU\ VORW RU DOO RI WKHP )LQG WKH GHVLUHG RSWLRQ ZLWK Q DQG SUHVV 6(/(&7 (GLWLQJ QDPH $GG OHWWHUV E\ SUHVVLQJ WKH QXPHULF NH\V DQG UHPRYH OHWWHUV E\ SUHVVLQJ &/($5 3OHDVH QRWH WKDW D ORQJ &/($5 HPSWLHV WKH ZKROH GLVSOD\ 3UHVV 6$9( (GLWLQJ QXPEHU $GG QXPEHUV E\ SUHVVLQJ WKH QXPHULF NH\V DQG UHPRYH QXPEHUV E\ SUHVVLQJ &/($5 3OHDVH QRWH WKDW D ORQJ &/($5 HPSWL
'(/(7,1* $ 3+21( %22. (175< (GLW 'HOHWH 48,7 M Q 6(/(&7 (QWHU 3,1 B 48,7 6WRULQJ D SKRQH QXPEHU
.(<,1* ,1 $ 1(: 3+21( 180%(5 i (QWHU QDPH 3UHVV 6$9( WR VWRUH DOO WKH QHZ LQIRU PDWLRQ LQ WKH SKRQH ERRN B &/($5 SKRQH DFFHSWV RQO\ IUHH PHPRU\ VORWV VR \RX FDQQRW RYHUZULWH DQ\ ROG QXP EHU LQ WKH SKRQH ERRN E\ PLVWDNH 6$9( B 48,7 1(;7 $'',1* $ 1(: 180%(5 ,1 7+( 1$0( /,67 :KHQ WKH SKRQH LV LQ VWDQG E\ PRGH NH\ LQ WKH GHVLUHG QXPEHU DQG SUHVV 6$9( :KHQ WKH SKRQH LV LQ VWDQG E\ PRGH
1DPH OLVW $GG QHZ %HQHIRQ -DJJHU 48,7 (QWHU QDPH (QWHU 3,1 FRGH -8/B B M 6(/(&7 48,7 2. &KRRVH $GG QHZ E\ SUHVVLQJ 6(/(&7 ,I WKH 3KRQH ERRN )L[HG LV WXUQHG RQ NH\ LQ WKH 3,1 FRGH DQG SUHVV 2. ,I WKHUH DUH QR IUHH SKRQH ERRN HQWULHV OHIW 1R IUHH PHPRU\ ZLOO EH GLVSOD\HG
5(&(17 &$//6 5(&(17 &$//6 81$16:(5(' &$//6 5(&(,9(' &$//6 &$// &2817(56 -$.( 021,&$ '(/(7( $// &$// 6$9( '(/(7( /$67 &$// 727$/ &$//6 7KLV IXQFWLRQ DOORZV \RX WR NHHS WUDFN RI XQDQVZHUHG DQG UHFHLYHG FDOOV :KHQ WKH SKRQH LV LQ VWDQG E\ PRGH RSHQ WKH 0(02 E\ SUHVVLQJ 0(02 3UHVV 6(/(&7 WR HQWHU WKH 5HFHQW FDOOV PHQX 6FUROO WKURXJK WKH VXE PHQXV DQG VHOHFWLRQ OLVWV ZLWK Q 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUH
2WKHUZLVH HQWHU WKH 8QDQVZHUHG FDOOV PHQX WKURXJK 5HFHQW FDOOV PHQX DQG SUHVV 6( /(&7 VWRUHG WKH FDOOHUV QDPH DQG QXPEHU LQ \RXU SKRQH ERRN DQG DOVR WKH GHOLYHU\ WLPH RI WKH FDOO ,I WKHUH DUH QR UHFHLYHG FDOOV WKH WH[W 1R XQ DQVZHUHG FDOOV LV GLVSOD\HG ,I D FDOO DWWHPSW LV ROGHU WKDQ KRXUV WKH GHOLYHU\ WLPH LV UHSODFHG E\ WKH GHOLYHU\ GDWH 8QDQVZHUHG FDOOV DUH GHWHFWHG RQO\ ZKHQ WKH SKRQH LV WXUQHG RQ DQG LQ WKH QHWZRUN FRYHUDJH DUHD /,67 2) 81$16:(5(' &$//
352&(66,1* 7+( &$// ,1)250$7,21 /,67 2) 5(&(,9(' &$//6 5HFHLYHG FDOOV -DNH 8QNQRZQ 'HOHWH DOO 48,7 M Q 6(/(&7 &DOO 6DYH 'HOHWH 48,7 48,7 M Q 6(/(&7 %\ VHOHFWLQJ WKH GHVLUHG QXPEHU \RX ZLOO HQWHU WKH SURFHVVLQJ OLVW ZKHUH \RX FDQ PDNH D FDOO WR WKH QXPEHU VWRUH RU GHOHWH WKH QXPEHU 6HOHFW WKH GHVLUHG IXQFWLRQ ZLWK Q DQG SUHVV 6(/(&7 5HFHLYHG FDOOV (QWHU WKH 5HFHLYHG FDOOV PHQX WKURXJK 5H FHQW FDOO
LQ WKHVH FDVHV \RXU SKRQH FRXQWV DQG GLV SOD\V RQO\ RQH FDOO ZKLFK LV WKH ODVW RQH \RX KDYH UHFHLYHG ,I \RX ZLVK WR GHOHWH DOO WKH FDOOV GLVSOD\HG LQ WKLV OLVW VHOHFW WKH RSWLRQ 'HOHWH DOO ZLWK Q DQG SUHVV '(/(7( &RQILUP \RXU FKRLFH E\ SUHVVLQJ '(/(7( DJDLQ 352&(66,1* 7+( &$// ,1)250$7,21 -DNH 8QNQRZQ 'HOHWH DOO 48,7 M Q 6(/(&7 /$67 &$// ,Q WKLV PHQX \RX FDQ VHH WKH GXUDWLRQ RI WKH ODVW FDOO LQ KRXUV DQG PLQXWHV 7KH FDOO
$/$50 &/2&. $/$50 &/2&. $/$50 2)) 6:,7&+(' 2)) 7,0( 5(3($7 21 2)) (17(5 7,0( '$,/< 21&( 5(3($7 '$,/< 0 ) 6122=( 21 021'$< 78(6'$< 6(/(&7(' '$<6 :('1(6'$< 2)) 7+856'$< 0,1 )5,'$< 0,1 6$785'$< 0,1 681'$< 6$9( &+$1*(6 :KHQ WKH SKRQH LV LQ VWDQG E\ PRGH RSHQ WKH 0(02 E\ SUHVVLQJ 0(02 UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO )LQG WKH $ODUP FORFN ZLWK WKH KHOS RI Q 3UHVV 6(/(&7 (',7,1* $/$50 6(77,1*6 3UHVV 48,7 W
3UHVV &+$1*( WR DGMXVW WKH DODUP VHW WLQJV 6ZLWFKHG 2Q 7LPH 5HSHDW 2QFH 6QRR]H 2II 48,7 M Q 6(/(&7 6HOHFWLQJ UHSHDW DODUP %\ VHOHFWLQJ 5HSHDW \RX FDQ GHWHUPLQH ZKHWKHU WKH SKRQH DOHUWV \RX H J HYHU\ GD\ DW WKH VDPH WLPH )LUVW VHOHFW HLWKHU 2QFH RU 5HSHDW ZLWK Q 3UHVV WKH ULJKW VRIW NH\ 6ZLWFKHG >2Q@ 6HOHFW WKH GHVLUHG DODUP VHWWLQJ ZLWK Q DQG SUHVV 6(/(&7 7X
:KHQ UHDG\ VFUROO GRZQ WKH OLVW DQG SRLQW 6DYH FKDQJHV 3UHVV 2. 6HOHFWLQJ VQRR]H %\ VHOHFWLQJ 6QRR]H \RX FDQ GHWHUPLQH ZKHWKHU WKH SKRQH DOHUWV \RX UHSHDWHGO\ H J LQ HYHU\ PLQXWHV 6HOHFW RQH RI WKHVH 2II PLQ PLQ RU PLQ 3UHVV 2. ,I \RX GR QRW ZDQW WR XVH WKH VQRR]H RSWLRQ DW DOO VHOHFW 2II
&$/(1'$5 &$/(1'$5 9,(: '$< 681 021 78( $1 (175< '$<6 :,7+ '(7$,/6 6&+('8/( (',7 '(/(7( (17(5 '$7( (17(5 7,0( -XOLDV SDUB 6(7 5(3($7 21&( 0 ) 6(/(&7(' '$<6 (17(5 '$7( 021 6(7 $/$50 12 $/$50 21 7,0( 0,1 %()25( '$<6 6&+('8/( 6+2:6 $// $1 (175< (',7 (175,(6 0$'( :,7+ '(7$,/6 '(/(7( ,Q WKLV PHQX \RX FDQ ZULWH GRZQ \RXU RZQ FDOHQGDU UHODWHG WDVNV VXFK DV DSSRLQW PHQWV HYHQWV DQG DQQLYHUVDULHV 5HPLQGHUV IRU WKH FDOHQG
3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO &DOHQGDU RSWLRQV M Q 7KX )UL 6DW 9LHZ GD\ $GG QHZ HQWU\ *R WR GDWH 9LHZ DOO HQWULHV 48,7
'$<6 6&+('8/( 7KH GDWH DQG LWV VFKHGXOH :HG WK $GG QHZ Z 0HHWLQJ /XQFK 6SHFLDO EU 'HOHWH DOO 48,7 M Q $'',1* 1(: (175,(6 9LHZ GD\ $GG QHZ HQWU\ *R WR GDWH 9LHZ DOO HQWULHV 48,7 6(/(&7 &DOHQGDU HQWULHV DUH VKRZQ LQ RUGHU IURP WKH HDUOLHVW WR WKH ODWHVW Z LQGLFDWHV WKH DODUP IXQFWLRQ UHPLQGHU IRU WKDW HQWU\ LV VZLFKHG RQ ,I WKHUH DUH QR HYHQWV ZULWWHQ GRZQ RQO\ $GG QHZ RSWLRQ
(YHQW ZULWH GRZQ WKH GHVLUHG WH[W DQG SUHVV 1(;7
(',7,1* 25 '(/(7,1* $ &$/(1'$5 (175< 6HW DODUP 1R DODUP 2Q WLPH PLQ EHIRUH PLQ EHIRUH PLQ EHIRUH 48,7 M Q 2. $ODUP VHW WKH DODUP 7KH DODUP ZLOO RF FXU HLWKHU RQ WLPH RI WKH FDOHQGDU WLPH RU VRPH PLQXWHV EHIRUH 7KH DODUP PHO RG\ GHSHQGV RQ WKH FXUUHQW HQYLURQ PHQW VHWWLQJV 8VH Q IRU PRYLQJ DQG SUHVV WKH ULJKW VRIW NH\ :HG WK KK PP Z PLQ 0HHWLQJ ZLWK 0U %HDQ DW WKH PRYLHV 48,7
%\ SUHVVLQJ 48,7 \RX ZLOO UHWXUQ WR WKH SUHYLRXV PHQX OHYHO ZLWKRXW DQ\ FKDQJHV PDGH %\ SUHVVLQJ Q \RX PD\ PRYH WKH FXUVRU 3UHVV 2. DIWHU HDFK VHWWLQJ &KDQJLQJ UHSHDW (QWHU GDWH GG PP \\\\ KK PP 0HHWLQJ ZLWK 0U 2QFH GG PP \\\\ Z PLQ 48,7 48,7 M 6(/(&7 M Q Q 2.
' H O H W L Q J R Q H F D O H Q G D U H Q W U \ %\ VHOHFWLQJ 'HOHWH \RX FDQ GHOHWH D FDOHQ GDU HQWU\ &RQILUP \RXU FKRLFH E\ SUHVVLQJ '(/(7( RU FDQFHO WKH RSHUDWLRQ E\ SUHVVLQJ 12 (17(5,1* 7+( '$7( 72 9,(: 9LHZ GD\ $GG QHZ HQWU\ *R WR GDWH 9LHZ DOO HQWULHV 48,7 ' H O H W L Q J D O O F D O H Q G D U H Q W U L H V I R U W K H F K R V H Q G D \ %\ VHOHFWLQJ 'HOHWH DOO \RX FDQ GHOHWH DOO FDO HQGDU HQWULHV IRU WKH FKRVHQ GD\ &RQILUP \RXU FKRLFH E\ SUHVV
/,67 2) $// &$/(1'$5 (175,(6 9LHZ GD\ $GG QHZ HQWU\ *R WR GDWH 9LHZ DOO HQWULHV 48,7 M Q 6(/(&7 %\ VHOHFWLQJ 9LHZ DOO HQWULHV \RX KDYH GLUHFW DFFHVV WR DOO \RXU FDOHQGDU HQWULHV ,Q WKLV PHQX \RX DUH DOVR DEOH WR VHOHFW RQH RI WKH HYHQWV WR YLHZ LW PRUH FORVHO\ M Q :KHQ VFUROOLQJ WKH OLVW XSZDUGV WKH SDVW HYHQWV DUH GLVSOD\HG :KHQ VFUROOLQJ WKH OLVW GRZQZDUGV WKH FRPLQJ HYHQWV DUH GLV SOD\HG 7KH Z V\PERO GLVSOD\HG ULJKW DIWHU WLPH LQGLFDWHV WKH
&$/&8/$725 ,Q WKH &DOFXODWRU PHQX \RX FDQ SHUIRUP VLPSOH PDWKHPDWLFDO RSHUDWLRQV VXFK DV DGGLWLRQ VXEWUDFWLRQ PXOWLSOLFDWLRQ DQG GLYLVLRQ
$Q H[DPSOH RI D SHU FHQW FDOFXODWLRQ (QWHU WKH ILUVW QXPEHU E\ SUHVVLQJ WKH QXPHULF NH\V 6HOHFW WKH GHVLUHG RSHUDWRU ZLWK Q DQG SUHVV 6(/(&7 7KH FKRVHQ RSHU DWRU VKRZV LQ WKH GLVSOD\ (QWHU WKH VHFRQG QXPEHU E\ SUHVV LQJ WKH QXPHULF NH\V 6HOHFW WKH GHVLUHG RSHUDWRU ZLWK Q DQG SUHVV 6(/(&7 (QWHU WKH WKLUG QXPEHU E\ SUHVVLQJ WKH QXPHULF NH\V 6HOHFW WKH GHVLUHG RSHUDWRU ZLWK Q DQG SUHVV 6(/(&7 6HOHFW WKH HTX
*$0(6 :DOO EUHDNHU :RUP %ODVWHU 0DVWHU 7LF 7DF 7RH *DODFWLF *XQQHU /DE\ULQWK &RQWLQXH 48,7 M Q 6(/(&7 :KHQ WKHUH DUH QR WLOHV OHIW LQ WKH FHLOLQJ WKH JDPH JRHV RQ WR WKH QH[W OHYHO ZKLFK LV VOLJKWO\ IDVWHU WKDQ WKH SUHYLRXV RQH $IWHU UHDFKLQJ D FHUWDLQ OHYHO WKH VSHHG ZLOO VWD\ WKH VDPH EXW WKH ZLGWK RI \RXU SDGGOH ZLOO EH GHFUHDVHG 7KH JDPH LV RYHU ZKHQ \RX PLVV D EDOO ZKHQ LW ERXQFHV EDFN WR \RX .H\ IXQFWLRQV 3UHVV 6(/(&7 WR HQWHU W
:250 %/$67(5 0$67(5 7KH LGHD LV WR FRQWURO D ZRUP DURXQG WKH GLVSOD\ HDWLQJ VPDOO FRRNLHV DQG DYRLGLQJ ZDOOV 7KH ZRUP ZLOO JURZ DQG JDLQ VSHHG ZLWK HDFK FRRNLH LW HDWV 7KH LGHD LV WR FOHDU D PLQH ILHOG RI PLQHV ZLWKRXW EHLQJ EORZQ DZD\ DV TXLFNO\ DV SRV VLEOH
7,& 7$& 72( *$/$&7,& *811(5 7KH LGHD LV WR DGG FURVVHV LQ WKH JULG LQ WXUQV ZLWK \RXU RSSRQHQW 7KH ZLQQHU RI WKH JDPH LV WKH RQH ZKR ILUVW PDQDJHV WR JHW ILYH PDUNV LQ D URZ 7KH URZ FDQ EH IRUPHG HLWKHU KRUL]RQWDOO\ YHUWLFDOO\ RU GLDJRQDOO\ 7KH LGHD LV WR VKRRW WKH HQHP\ DERYH \RX ZKLOH DYRLGLQJ WKH ERPEV EHLQJ GURSSHG RQWR \RX 3OHDVH QRWH WKDW RQO\ D SDUW RI WKH JULG LV GLVSOD\HG DW RQFH LQ IDFW WKH SOD\LQJ DUHD LV PXFK ODUJHU 7KH HQHP\
/$%<5,17+ 7KH LGHD LV WR ZDON WKURXJK WKH ODE\ULQWK VWDUWLQJ IURP WKH XSSHU OHIW FRUQHU WR WKH ORZHU ULJKW FRUQHU DV IDVW DV SRVVLEOH 2QO\ SDUW RI WKH ODE\ULQWK LV GLVSOD\HG DW RQFH LQ IDFW WKH ZKROH ODE\ULQWK LV PXFK ODUJHU 7KHUH LV RQO\ RQH ZD\ WR JR WKURXJK WKH ODE \ULQWK QR VKRUWFXWV DUH DYDLODEOH ,W PLJKW WDNH IHZ VHFRQGV WR ORDG WKH JDPH RQ WKH GLVSOD\ IRU SOD\LQJ .H\ IXQFWLRQV 0RYH XS E\ SUHVVLQJ 0RYH GRZQ E\ SUHVVLQJ 0RYH OHIW E\ SUHVVLQJ 0RYH ULJKW E\ SUHV
0(66$*(6 5($' 0(66$*(6 ,1&20,1* 0(66$*(6 2:1 0(66$*(6 3UHVV 6(/(&7 WR HQWHU WKH 0HV VDJHV PHQX 6FUROO WKURXJK WKH VXE PHQXV DQG VHOHFWLRQ OLVWV ZLWK Q 3UHVV 48,7 WR FDQFHO WKH RSHUD WLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO -8/,$ -$.
,QFRPLQJ PHVVDJHV ,Q WKLV PHQX \RX FDQ UHDG RU HGLW WKH PHV VDJH RU PDNH D FDOO WR WKH VHQGHU
&ORVHG HQYHORSH % RQ WKH OHIW LQGLFDWHV WKH PHVVDJH LV QHZ DQG XQUHDG 2SHQ HQYHORSH ^ RQ WKH OHIW LQGLFDWHV WKH PHVVDJH LV ROG DQG UHDG ,I \RX GR QRW ZDQW WR UHDG VHOHFW RU GHOHWH DQ\ RI WKH PHVVDJHV SUHVV 48,7 WR UHWXUQ WR SUHYLRXV PHQX OHYHO ,I \RX ZLVK WR GHOHWH DOO WKH PHVVDJHV GLV SOD\HG LQ WKLV OLVW VHOHFW WKH RSWLRQ 'HOHWH DOO ZLWK Q DQG SUHVV '(/(7( &RQILUP \RXU FKRLFH E\ SUHVVLQJ '(/(7( DJDLQ RU FDQFHO WKH RSHUDWLRQ E\ SUHVVLQJ 12 7KH FRQW
SUHVVLQJ 1(;7 :KHQ DOO WKH QHZ PHVVDJHV KDYH EHHQ UHDG WKH ULJKW VRIW NH\ VKRZV 2. 5($',1* 25 352&(66,1* $1 2/' 0(66$*( 6HOHFW D PHVVDJH PDUNHG ZLWK RSHQ HQ YHORSH ^ ZLWK WKH KHOS RI Q 3UHVV 6(/(&7 7KH PHVVDJH SURFHVV LQJ OLVW ZLOO EH GLVSOD\HG ,QFRPLQJ PHVVDJH SURFHVVLQJ OLVW 5HDG 5HSO\ &DOO QXPEHU )RUZDUG 3LFN QXPEHU 'HOHWH 48,7 M Q 6(/(&7 6HOHFW WKH GHVLUHG IXQFWLRQ ZLWK Q DQG SUHVV 6(/(&7 5HDG 8VH WKLV RSWLRQ
:KHQ WKH PHVVDJH LV ZULWWHQ SUHVV 6( /(&7 WR VHQG RU VDYH WKH PHVVDJH ,I \RX GR QRW ZDQW WR JR IXUWKHU SUHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR WKH PHVVDJH SURFHVVLQJ OLVW 6(1',1* $1' 6$9,1* 7+( (',7(' 0(66$*( 6HQG DQG VDYH 6HQG RQO\ 3RVWSRQH 48,7 M Q 6(/(&7
FDVH PDNH VXUH WKH UHFHLYHUV SKRQH QXP EHU LQFOXGLQJ SUHIL[ DQG PHVVDJH ER[ QXPEHU DUH FRUUHFW DQG WKHUH LV HQRXJK QHWZRUN FRYHUDJH IRU UDGLR FRPPXQLFD WLRQ )25:$5',1* 7+( 0(66$*( ,I \RX ZLVK WR VHQG WKH PHVVDJH WR VRPHRQH HOVH \RX DUH DVVXPHG WR FKDQJH WKH GHVWLQDWLRQ QXPEHU 7R HUDVH WKH ZKROH GHIDXOW GHVWLQDWLRQ QXPEHU IURP WKH GLVSOD\ SUHVV &/($5 IRU D IHZ VHF RQGV :KHQ WKH GLVSOD\ LV HPSW\ WKH ULJKW VRIW NH\ VKRZV 6($5&+ .H\ LQ WKH QHZ SKRQH
,I WKH SLFNHG QXPEHU LV VWRUHG LQ SKRQH ERRN WKH DVVRFLDWHG QDPH LV GLVSOD\HG LQ VWHDG RI WKH QXPEHU 6HOHFW WKH GHVLUHG QXPEHU ZLWK Q 'LVFRQQHFW WKH FDOO E\ SUHVVLQJ F )RUZDUG 8VH WKLV RSWLRQ LI \RX ZLVK WR VHQG WKH VH OHFWHG PHVVDJH WR D QHZ UHFHLYHU )RUZDUG HG PHVVDJHV DUH QRW VWRUHG DV H[WUD FRSLHV LQWR 6,0 FDUG &/($5 6(1' 48,7 6($5&+ .H\ LQ WKH UHFHLYHUV QXPEHU
&DOO 6DYH LQ SKRQH ERRN 48,7 M Q 6(/(&7 48,7 M 6(/(&7 3RLQW WKH GHVLUHG QXPEHU ZLWK Q DQG SUHVV 6(/(&7 7R PDNH D FDOO SUHVV 6(/(&7 7R VDYH WKH QXPEHU LQ WKH SKRQH ERRN VHOHFW WKH GHVLUHG RSWLRQ ZLWK Q DQG SUHVV 6(/(&7 6DYH LQ SKRQH ERRN 8VH WKLV RSWLRQ LI \RX ZLVK WR VDYH WKH QXP EHU LQ \RXU SKRQH ERRN 0HPRU\ VORW 0,&.
2ZQ PHVVDJHV ,Q WKLV PHQX \RX FDQ UHDG HGLW DQG VHQG L H IRUZDUG DOO \RXU VDYHG PHVVDJHV 00@ VKRZV WKH QXPEHU RI DOO RZQ PHVVDJ HV ,I WKHUH DUH QR RZQ PHVVDJHV 1R RZQ PHV VDJHV ZLOO EH GLVSOD\HG DQG \RX ZLOO UHWXUQ WR WKH SUHYLRXV PHQX OHYHO DXWRPDWLFDO
2ZQ PHVVDJH SURFHVVLQJ OLVW 5HDG (GLW )RUZDUG 3LFN QXPEHU 'HOHWH 48,7 7R UHWXUQ WR WKH RZQ PHVVDJHV OLVW SUHVV 48,7 M Q 7R UHWXUQ WR WKH PHVVDJH SURFHVVLQJ OLVW SUHVV 6(/(&7 6(/(&7 6HOHFW WKH GHVLUHG IXQFWLRQ ZLWK Q DQG SUHVV 6(/(&7 ,I \RX GR QRW ZDQW WR SURFHVV WKH PHV VDJH SUHVV 48,7 WR UHWXUQ WR RZQ PHV VDJHV OLVW 5HDG 8VH WKLV RSWLRQ LI \RX ZLVK WR UHDG D PHV VDJH %\ SUHVVLQJ Q \RX DUH DEOH WR UHDG WKH Z
,I \RX GR QRW ZDQW WR FRQWLQXH ZLWK HGLWLQJ SUHVV 48,7 3OHDVH QRWH WKDW E\ SUHVVLQJ 48,7 \RX ZLOO DOVR ORVH WKH HGLWHG PHV VDJH :KHQ WKH PHVVDJH LV ZULWWHQ SUHVV 6( /(&7 WR VHQG RU VDYH WKH PHVVDJH 6(1',1* $1' 6$9,1* 7+( 0(66$*( 6HQG DQG VDYH 6HQG 6HQG ZLWK SRVLWLRQ 3RVWSRQH 48,7 M Q 6(/(&7 6HOHFW WKH GHVLUHG RSWLRQ ZLWK Q DQG SUHVV 6(/(&7 6HQG DQG VDYH %\ VHOHFWLQJ 6HQG DQG VDYH \RX FDQ ERWK VHQG WKH HGLWHG PHVVDJH DQG VDYH
6HQG RQO\ 3RVWSRQH %\ VHOHFWLQJ 6HQG RQO\ \RX FDQ VHQG WKH HG LWHG PHVVDJH WR VRPHRQH ZLWKRXW VDYLQJ WKH PHVVDJH LQWR \RXU 6,0 FDUG %\ VHOHFWLQJ 3RVWSRQH \RX FDQ VDYH WKH PHV VDJH DV D GUDIW ZLWKRXW VHQGLQJ LW LPPHGL DWHO\ WR DQ\RQH ,I \RX ZLVK WR ILQLVK RU VHQG WKH PHVVDJH ODWHU \RX FDQ UHFDOO WKH SRVW SRQHG PHVVDJH WKURXJK :ULWH PHVVDJHV PHQX )RU IXUWKHU LQIRUPDWLRQ DERXW VHQGLQJ PHVVDJHV SOHDVH VHH WKH LQVWUXFWLRQV LQ WKH SUHYLRXV FKDSWHU 6HQG DQG VDYH 6HQ
:KHQ WKH FRUUHFW QXPEHU LV GLVSOD\HG SUHVV 6(/(&7 )LQDOO\ SUHVV 6(1' ,I \RX GR QRW ZDQW WR IRUZDUG WKH PHVVDJH SUHVV &/($5 IRU D IHZ VHFRQGV WR HPSW\ WKH GLVSOD\ DQG ULJKW DIWHU WKDW 48,7 WR UHWXUQ WR SUHYLRXV PHQX OHYHO 3LFN QXPEHU :LWK WKLV RSWLRQ \RX FDQ SLFN WKH SKRQH QXPEHU RI WKH VHQGHU DQG VDYH LW LQ \RXU SKRQH ERRN RU PDNH D FDOO WR WKH QXPEHU LQ TXHVWLRQ ,I WKH PHVVDJH LWVHOI FRQWDLQV QXPEHUV \RX FDQ DOVR VHOHFW WKHP IRU ODWHU XVH ,I WKH QXPEHU LV
%URDGFDVW PHVVDJHV (QWHU PHPRU\ VORW 0,&. >[[B@ (QWHU QDPH 7UDFNB &/($5 1(;7 &/($5 M 6$9( 3UHVV 1(;7 ,Q FDVH RI PLVVSHOOLQJ SUHVV &/($5 VKRUWO\ 3OHDVH QRWH WKDW SUHVVLQJ &/($5 IRU D IHZ VHF RQGV HPSWLHV WKH ZKROH GLVSOD\ )LQG D IUHH SKRQH ERRN PHPRU\ VORW QXPEHU ZLWK WKH KHOS RI Q
5(&(,9,1* $ 1(: %52$'&$67 0(66$*( %URDGFDVW PHVVDJHV >00@ 11 1HZ 48,7 6(/(&7 ,I \RX KDYH UHFHLYHG D QHZ XQUHDG EURDG FDVW PHVVDJH WKH IROORZLQJ WH[W LV GLV SOD\HG %URDGFDVW PHVVDJHV 11 1HZ >00@ VKRZV WKH QXPEHU RI DOO EURDGFDVW PHVVDJHV 2SHQ WKH %URDGFDVW PHVVDJHV PHQX E\ SUHVVLQJ 6(/(&7 ,I \RX GR QRW ZDQW WR RSHQ WKLV PHQX SUHVV 48,7 DQG \RX ZLOO UHWXUQ WR SUHYLRXV PHQX OHYHO ,I WKHUH DUH QHLWKHU QHZ QRU UHDG EURDGFDVW PHVVDJHV
0HVVDJH VHWXS 3UHVV 6(/(&7 WR HQWHU WKH 0HVVDJH VHWXS PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q 3UHVV 48,7 WR UHWXUQ WR SUHYLRXV PHQX OHYHO ,Q WKLV PHQX \RX FDQ VWRUH DQG FKDQJH WKH QXPEHU RI \RXU YRLFHPDLO VHUYLFH DQG WKH QXPEHU RI WKH PHVVDJH FHQWUH
0(66$*( 7<3( ,Q WKLV VXE PHQX \RX GHWHUPLQH ZKDW NLQG RI PHVVDJH \RX DUH SURFHVVLQJ
,I \RX GR QRW ZDQW WR FKDQJH \RXU YRLFHPDLO QXPEHU SUHVV 48,7 WR UHWXUQ WR SUHYL RXV PHQX OHYHO %URDGFDVW PHVVDJH VHWXS 3UHVV 6(/(&7 WR HQWHU WKH %URDGFDVW PHV VDJH VHWXS PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q ,I \RX GR QRW ZDQW WR FKDQJH WKHVH VHWWLQJV SUHVV 48,7 WR UHWXUQ WR SUHYLRXV PHQX OHYHO $&&(37 %52$'&$67 0(66$*(6 ,Q WKLV PHQX \RX FDQ GHWHUPLQH ZKHWKHU \RX ZLVK WR DFFHSW EURDGFDVW PHVVDJHV VXFK DV DGYHUWLVHPHQWV ZHDWKHU IRUHFDVWV WU
7KH W\SHV RI PHVVDJHV DUH GLYLGHG LQWR GLI IHUHQW QXPEHUV ,Q RUGHU WR ILQG RXW ZKLFK QXPEHU FRUUHVSRQGV FHUWDLQ W\SH RI D PHV VDJH SOHDVH FRQWDFW \RXU QHWZRUN RSHUDWRU 'HOHWLQJ PHVVDJH W\SH :LWK Q \RX FDQ VHOHFW WKH QXPEHUV RI W\SHV ZKLFK \RX GR QRW ZDQW WR DFFHSW 3UHVV WKH ULJKW VRIW NH\ '(/(7( &RQILUP \RXU FKRLFH E\ SUHVVLQJ '(/(7( RU FDQFHO WKH RSHUDWLRQ E\ SUHVVLQJ 12 $GGLQJ QHZ PHVVDJH W\SH 7R DGG FHUWDLQ W\SHV RI PHVVDJHV LQ WKLV VH OHFWLRQ OLVW VHOHFW WKH RSWLRQ 1HZ DQG SUHV
&DOO YRLFHPDLO 'HOHWLQJ PHVVDJH ODQJXDJH , (QJOLVK 6XRPL , 6YHQVND 6DYH FKDQJHV 48,7 M Q , (QJOLVK 6XRPL 6YHQVND 6DYH FKDQJHV 2)) 48,7 M &DOO YRLFHPDLO 2. ,Q FDVH \RX KDYH DOUHDG\ PDUNHG D ODQJXDJH \RX GR QRW ZDQW DIWHU DOO PRYH WKH FXUVRU WR VHOHFW WKH ODQJXDJH LQ TXHVWLRQ DQG SUHVV WKH ULJKW VRIW NH\ 2)) +RZHYHU DW OHDVW RQH ODQJXDJH PXVW EH FKRVHQ PDUNHG EH IRUH \RX FDQ H[LW WKH VHOHFWLRQ OLV
:ULWLQJ PHVVDJHV ,Q WKLV PHQX \RX FDQ ZULWH QHZ PHVVDJH HGLW SRVWSRQHG PHVVDJH
,I \RX GR QRW KDYH D SRVWSRQHG PHVVDJH WKH GLVSOD\ LV HPSW\ DQG \RX FDQ VWDUW ZULW LQJ QHZ PHVVDJH LPPHGLDWHO\ :5,7,1* 0(66$*(6 :,7+ 7 02'( ,I WKHUH LV D SRVWSRQHG PHVVDJH WKH VHOHF WLRQ OLVW ZLOO EH GLVSOD\HG 6HOHFW 1HZ E\ SUHVVLQJ 2. 6HOHFWLQJ ODQJXDJH (QJOLVK 6XRPL 5(&$//,1* 3267321(' 0(66$*(
6ZLWFKLQJ FKDUDFWHU IRUPV d 2 8 48,7 M $ VLQJOH ZRUG WDNHV LWV IRUP RQO\ DIWHU \RX KDYH HQWHUHG WKH ZKROH ZRUG 2. 3UHVV d WR VZLWFK WKH FKDUDFWHU IRUPV 7KH V\PERO 8 VWDQGV IRU XSSHU FDVH OHWWHUV 9 ORZHU FDVH OHWWHUV DQG = QXPEHUV
/RRNLQJ IRU DOWHUQDWLYH ZRUGV 2 8 ;;;;;[ 7KH DXWRPDWLF VDYLQJ WDNHV SODFH ZKHQ VZLWFKLQJ IURP WKH VSHOOLQJ PRGH WR WKH 7 PRGH RU ZKHQ SUHVVLQJ 48,7 RU 2. %HHSLQJ VRXQGV &/($5 M Q 6(/(&7 ,I WKH ILQDO ZRUG LV LQFRUUHFW VFUROO WKURXJK WKH DOWHUQDWLYHV ZLWK Q WR ILQG WKH ULJKW RQH DQG SUHVV WR DFFHSW LW ,Q FDVH \RX WU\ WR GR DQ LOOHJDO DFWLRQ VXFK DV FRQWLQXH ZULWLQJ WKH PHVVDJH ZKHQ WKHUH LV QR VSDFH OHIW RU SUHVV D NH\ WKDW GRHV QRW PDWFK IRU WKH NH\VWURNH VHTXHQFH HQ
$GGLQJ VSHFLDO FKDUDFWHUV 2 8 ;;; ;; 48,7 M 48,7 2. Q 48,7 Q Q 48,7 48,7 Q Q %\ SUHVVLQJ IRU D IHZ VHFRQGV D ZLGH VHOHFWLRQ RI VSHFLDO FKDUDFWHUV LV DYDLODEOH WR \RX 7KHUH LV D WRWDO RI ILYH SDJHV RI VSHFLDO FKDUDFWHUV 7KH SDJH QXPEHU LV VKRZQ RQ WKH XSSHU ULJKW FRUQHU RI WKH GLVSOD\ )RU H[DPSOH ZKHQ \RX ZLVK WR DGG DQ FKDUDFWHU LQWR WH[W ILUVW SUHVV IRU D IHZ VHFRQGV 7KHQ VFUROO WKURXJK WKH SDJHV E\ SUHVVLQJ Q XQWLO WKH LV G
0 D N L Q J I L Q D O F R U U H F W L R Q V 2 8 ;;; ;;;;; ;;;; ;]B ;;;;;;;; ;; ;;;;;; &/($5 M Q
6(1',1* $1' 6$9,1* 7+( :5,77(1 0(66$*( :KHQ WKH PHVVDJH LV UHDG\ SUHVV 6( /(&7 (QWHU QXPEHU %LOO B 48,7 6HQG DQG VDYH 6HQG RQO\ 6HQG ZLWK SRVLWLRQ 3RVWSRQH 48,7 M Q (QWHU QXPEHU B 6($5&+ &/($5 6(1' $V WKH GLVSOD\ LV HPSW\ NH\ LQ WKH UHFHLY HUV SKRQH QXPEHU 3UHVV 6(1' 6(/(&7 6HOHFW WKH GHVLUHG RSWLRQ ZLWK Q DQG SUHVV 6(/(&7 ,I \RX GR QRW ZDQW WR VHQG RU VDYH
3UHVV 6(1' ,I WKHUH LV 606 WUDQVPLVVLRQ IDLOXUH WKH WH[W (UURU LQ VHQGLQJ ZLOO EH GLVSOD\HG ,Q WKLV FDVH PDNH VXUH WKH UHFHLYHUV SKRQH QXP EHU LQFOXGLQJ SUHIL[ DQG PHVVDJH ER[ QXPEHU DUH FRUUHFW DQG DOVR WKDW WKHUH LV HQRXJK QHWZRUN FRYHUDJH IRU UDGLR FRP PXQLFDWLRQ 6HQG %\ VHOHFWLQJ 6HQG \RX FDQ VHQG WKH PHV VDJH WR VRPHRQH ZLWKRXW VDYLQJ WKH PHV VDJH LQ \RXU 6,0 FDUG )RU IXUWKHU LQIRUPDWLRQ DERXW VHQGLQJ WKH PHVVDJH SOHDVH VHH WKH LQVWU
63(&,$/ 6(59,&(6 6,0 722/.,7 7KH VHUYLFHV RIIHUHG WKURXJK WKLV PHQX LWHP DUH RIWHQ LQIRUPDWLYH VXFK DV GHIDXOW ODQJXDJH ZHDWKHU IRUHFDVWV VWRFN TXRWHV WLFNHW UHVHUYDWLRQV HWF 7KH DFWXDO FRQWHQW RI WKLV PHQX GHSHQGV RQ WKH 6,0 WRRONLW DS SOLFDWLRQ 7KH 6,0 WRRONLW DSSOLFDWLRQ LV KDQGOHG E\ WKH RSHUDWRU 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR WKH SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV PD\ KDSSHQ DW DQ\ PHQX OHYHO 7KLV VHUYLFH LV QRW
0$,1 0(18 0$,1 0(18 86,1* 7+( 0$,1 0(18 )81&7,216 7KH PHQX WUHH FRQWDLQV VHYHUDO XVHIXO IXQF WLRQV ZKLFK \RX FDQ VHW DQG DGMXVW WR \RXU SDUWLFXODU QHHGV 7(/(0$7,&6 6(77,1*6 6(&85,7< 1(7:25. 6(59,&(6 *36 3UHVV 0(18 WR HQWHU WKH PDLQ PHQX 7KH PDLQ PHQX FRQWDLQV PHQXV VXFK DV 7HOHPDWLFV 6HWWLQJV 6HFXULW\ 1HWZRUN VHU YLFHV DQG *36 7KH PHQX V\PEROV DUH GLV SOD\HG RQ WKH XSSHU URZ 8VH Q WR VFUROO WKURXJK WKH PHQXV 7R FKRRVH RQH RI WKHVH PHQXV SUHVV WKH ULJKW
7(/(0$7,&6 0(18 75(( 7(/(0$7,&6 6(1' 72 &(17(5 6(1' 72 &(17(5 :5,7( 0(66$*( 6(1' 326,7,21 :5,7( 0(66$*( 7(;7 (17(5 180%(5 B +(5( &21',7,21 &+(&. $ &7,9,7< 5(027( '85$7,21 &217,18286 ,17(59$/ 0,187(6 7(/(0$7,&6 7HOHPDWLFV LV D NLQG RI HOHFWULF GDWD WUDQVIHU WHFKQLTXH ZKLFK FDQ DOVR EH XVHG LQ D ZLUH OHVV SKRQH QHWZRUNV 1RZDGD\V WHOHPDWLFV RIIHUV VHYHUDO QHZ VHUYLFHV DQG DSSOLFD WLRQV VXFK DV *36 SRVLWLRQLQJ ZKLFK FDQ EH XVHG H J LQ UHVFXH RSHUDWLRQV DQG GLI IHUHQW UHPRW
:+$7 72 '2 ),567 ,Q RUGHU WR XVH WHOHPDWLFV IXQFWLRQV VXFK DV 6HQG SRVLWLRQ DQG &RQGLWLRQ FKHFN \RX QHHG WR KDYH D FRQWUDFW ZLWK WKH VHUYLFH SURYLGHU 7KH VHUYLFH SURYLGHU ZLOO WKHQ VXSSO\ \RX ZLWK WKH XVHU LG DQG LQLWLDWH WHOHPDWLFV IXQFWLRQV E\ VHQGLQJ WKH DFWLYD WLRQ PHVVDJH ,QLWLDWLRQ UHTXLUHV XVHU LGHQ WLILFDWLRQ VR \RX QHHG WR VWRUH WKH XVHU LG LQ \RXU SKRQH DV VRRQ DV LW LV VXSSOLHG )RU IXUWKHU LQIRUPDWLRQ SOHDVH VHH WKH FKDSWHU 0DLQ PHQX 6HWWLQJV 7HOHP
3UHVV 6(/(&7 WR HQWHU WKH 6HQG SRVL WLRQ )LQG WKH GHVLUHG RSWLRQ Q DQG SUHVV WR FRPSOHWH WKH RSHUDWLRQ %\ VHOHFWLQJ 6HQG WR FHQWHU \RX ZLOO VHQG \RXU SRVLWLRQ WR WKH VHUYLFH FHQ WHU LPPHGLDWHO\ ZLWKRXW D PHVVDJH %\ VHOHFWLQJ :ULWH PHVVDJH \RX FDQ ILUVW ZULWH D PHVVDJH DQG WKHQ VHOHFW WKH UHFHLYHU 5HFHLYHU FDQ EH WKH VHU YLFH FHQWHU DV ZHOO DV D SULYDWH SHUVRQ .H\ LQ WKH UHFHLYHUV SKRQH QXPEHU RU UHFDOO LW IURP WKH SKRQH ERRN E\ SUHVVLQJ 6(
LQ VWDQG E\ PRGH ,I WKH WLPHU LV WXUQHG RII WKH $FWLYLW\ VHWWLQJ VKRZV 2II 'XUDWLRQ RI WLPLQJ 'XUDWLRQ VKRZV RQ ZKDW WHUPV DQG IRU KRZ ORQJ WKH WLPHU ZLOO EH WXUQHG RQ $IWHU WKDW WKH WLPHU ZLOO WXUQ RII DXWRPDWLFDOO\ ,QWHUYDO IRU VHQGLQJ FKHFN UHTXHVW 7KH JLYHQ LQWHUYDO H J PLQXWHV LQGL FDWHV WKDW WKH SKRQH ZLOO VHQG \RX FRQILU PDWLRQ QRWLILFDWLRQV DW LQWHUYDOV RI PLQXWHV &RQWLQXRXV 7KH WLPHU ZLOO EH WXUQHG RQ XQWLO IXUWKHU QRWLFH $PRXQW RI PHVVDJHV
6(77,1*6 6(77,1*6 1250$/ ',6&5((7 6,/(17 1(: ,1&20,1* &$// $/$50 (19,5210(176 32:(5 21 32:(5 &$/(1'$5 0(66$*(6 9,%5$7,21 12,6< 7(/(0$7,&6 06*6 +$1'6 )5(( 127,),&$7,216 32:(5 2)) .(< 721(6 /$1*8$*( 3+21( 6(77,1*6 &$// 6(77,1*6 /,*+76 &+$1*( 1$0( )217 6,=( '(/(7( $1<.(< $16:(5 ',63/$< &2175$67 5(',$/ 0(025< $8720$7,& '$7( $1' 7,0( $16:(5 $8720$7,& ',$//,1* 35(),; .(
6HWWLQJV DUH GLYLGHG LQWR VHYHUDO VXE FDWHJR ULHV HQYLURQPHQWV SRZHU VHWWLQJV SKRQH VHWWLQJV FDOO VHWWLQJV WHOHPDWLFV VHWWLQJV DQG UHVHW GHIDXOW VHWWLQJV 3UHVV 6(/(&7 WR HQWHU WKH 6HWWLQJV PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO (GLWLQJ HQYLURQPHQWV (QYLURQPHQW FRQVLVWV RI VHYHUDO VRXQG DQG OLJKWV VHWWLQJV 'LIIHUHQW HQYLURQPHQ
1250$/ (19,5210(17 ,Q WKLV PHQX \RX FDQ DGMXVW VHWWLQJV IRU QRU PDO VRXQG HQYLURQPHQW 48,7 ,QFRPLQJ FDOO $ODUP &DOHQGDU 0HVVDJHV 9LEUDWLRQ +DQGV IUHH 7HOHPDWLFV PVJV 1RWLILFDWLRQV .H\ WRQHV /LJKWV &KDQJH QDPH 'HOHWH (GLWLQJ VRXQG VHWWLQJV IRU LQFRPLQJ FDOO DODUP FDOH QGDU V K R U W P H V V D J H V D Q G W H O H P D W L F V P H V V D J H V V H Q W E \ W K H S U R W R F R O 7RQH 9ROXPH ,QFUHDVLQJ 48,7 M Q 6(/(&7 6HOHFW DQ RSWLR
OHFWLQJ DQ\ WRQH IRU FDOOV PHVVDJHV WKH FDO HQGDU DQG DODUP LV SRVVLEOH 6HOHFWLQJ YROXPH 9ROXPH KDV VHYHUDO VHWWLQJV WR FKRRVH IURP 7KH YROXPH OHYHO FDQ DOVR EH VHW WR ]HUR ZKLFK LV WRWDOO\ VLOHQW 8VH Q WR VFUROO WKURXJK WKH YROXPH OHYHOV $W WKH VDPH WLPH \RX ZLOO KHDU VDPSOHV RI HDFK YROXPH OHYHO OLVWHG 6HOHFW WKH GHVLUHG RSWLRQ E\ VHOHFWLQJ LW DQG SUHVV 2.
FDQ KDYH D SKRQH FRQYHUVDWLRQ ZLWKRXW SODFLQJ WKH KRRN RQ \RXU HDU 7KH KDQGV IUHH VHWWLQJ FDQ DOVR EH FKDQJHG GXULQJ D FDOO )RU IXUWKHU LQIRUPDWLRQ DERXW WKLV SOHDVH VHH WKH FKDSWHU 4XLFN PHQX 2SWLRQV GXULQJ D FDOO (GLWLQJ QRWLILFDWLRQV DQG NH\ WRQHV 7KH YROXPH KDV VHYHUDO OHYHOV WR FKRRVH IURP 9ROXPH OHYHO FDQ DOVR EH VHW WR ]H UR ZKLFK LV WRWDOO\ VLOHQW 8VH Q WR VFUROO WKURXJK WKH YROXPH OHYHOV $W WKH VDPH WLPH \RX ZLOO KHDU VDPSOHV RI HDFK YROXPH OHYHO O
',6&5((7 (19,5210(17 1(: (19,5210(17 ,Q WKLV PHQX \RX FDQ DGMXVW VHWWLQJV IRU WKH GLVFUHHW HQYLURQPHQW ,Q WKLV PHQX \RX FDQ FUHDWH DQ HQYLURQPHQW RI \RXU RZQ 7KH DPRXQW RI \RXU RZQ HQYL URQPHQWV LV OLPLWHG )RU IXUWKHU LQIRUPDWLRQ DERXW HGLWLQJ WKLV HQYLURQPHQW SOHDVH VHH WKH LQVWUXFWLRQV LQ WKH SUHYLRXV FKDSWHU 1RUPDO HQYLURQPHQW &$5 .,7 (19,5210(17 ,Q WKLV PHQX \RX FDQ DGMXVW VHWWLQJV IRU WKH FDU NLW HQYLURQPHQW )RU IXUWKHU LQIRUPD WLRQ SOHDVH VHH WKH LQVWUXFWLRQV LQ WKH SUH YLR
3RZHU 3UHVV 6(/(&7 WR HQWHU WKH 3RZHU PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q 2II 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 48,7 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO 32:(5 21
3KRQH VHWWLQJV FDUGV ODQJXDJH SUHIHUHQFH ,I WKH LQIRUPD WLRQ LV QRW DYDLODEOH (QJOLVK ZLOO EH VHW DV WKH GHIDXOW PHQX ODQJXDJH 3UHVV 6(/(&7 WR HQWHU WKH 3KRQH VHW WLQJV PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO /$1*8$*( /DQJXDJH $XWRPDWLF (QJOLVK 6XRPL 6YHQVND $XWRPDWLF 48,7 M &+$1*( 48,7 M Q ,I WK
',63/$< &2175$67 ,Q WKLV PHQX \RX FDQ DGMXVW GLVSOD\ FRQ WUDVW 3UHVV &+$1*( 6HOHFW WKH FRQWUDVW ZLWK Q DQG SUHVV 2. '$7( $1' 7,0( 'DWH DQG WLPH 48,7 M 7LPH ]RQH 7LPH ]RQH )RUPDW K 'LVSOD\ 7LPH &+$1*( 48,7 M Q &+$1*( ,Q WKLV PHQX \RX FDQ FKDQJH GDWH DQG WLPH VHWWLQJV 3OHDVH QRWH WKDW WKH WLPH LQIRUPD WLRQ GHWHUPLQHG KHUH LV XVHG WRJHWKHU ZLWK FDOO ORJJLQJ LQFRPLQJ PHVVDJHV
3OHDVH QRWH WKDW LI WKH GD\OLJKW VDYLQJ WLPH LV LQ XVH LQ \RXU FRXQWU\ \RX QHHG WR FKDQJH WKH WLPH ]RQH PDQXDOO\ HDFK WLPH ZKHQ VKLIWLQJ IURP ZLQWHU WLPH WR VXPPHU WLPH DQG YLFH YHUVD ( J LQ )LQODQG WLPH ]RQH LQ ZLQWHU LV EXW WLPH ]RQH LQ VXPPHU LV )RUPDW %\ VHOHFWLQJ )RUPDW \RX FDQ GHWHUPLQH ZKHWKHU WKH WLPH ZLOO EH GLVSOD\HG DV KRXUV RU DV KRXUV DP SP $8720$7,& .(
&DOO VHWWLQJV 3UHVV 6(/(&7 WR HQWHU WKH &DOO VHWWLQJV PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO ,Q WKLV PHQX \RX FDQ WXUQ WKH UHGLDO PHPR U\ RQ RU RII 3UHVV &+$1*( 6HOHFW RQ RU RII ZLWK Q 3UHVV 2. 7KHVH QXPEHUV FDQ EH UHFDOOHG E\ SUHVVLQJ O ZKHQ WKH GLVSOD\ LV HPSW\ DQG WKH SKRQH LV LQ VWDQG E\ PRGH $8720$7,& $16:(5 $1<
LQIRUPDWLRQ SOHDVH VHH WKH FKDSWHU 0DLQ PHQX 6HWWLQJV (QYLURQPHQWV 1RUPDO HQYLURQPHQW 48,&. ',$//,1* ',$//,1* 35(),; :KHQ WKH TXLFN GLDOOLQJ RSWLRQ LV WXUQHG RQ \RX FDQ FDOO TXLFNO\ WR WKRVH SKRQH QXPEHUV ZKLFK DUH VWRUHG LQ WKH SKRQH ERRN PHPRU\ VORWV 'LDOOLQJ SUHIL[ LV VHQW WR QHWZRUN EHIRUH WKH GLDOOHG QXPEHU ( J WKLV NLQG RI SUHIL[ FRXOG EH ZKLFK WHOOV QHWZRUN QRW WR VKRZ WKH FDOOHUV QXPEHU ZKHQ PDNLQJ FDOOV ZRUNV WKH RWKHU ZD\ DURXQ
7HOHPDWLFV VHWWLQJV (0(5*(1&< (19,5210(176 3UHVV 6(/(&7 WR HQWHU WKH 7HOHPDWLFV VHWWLQJV PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q ,Q WKLV PHQX \RX FDQ GHWHUPLQH WKH VRXQG DQG GLVSOD\ VHWWLQJV ZKLFK ZLOO EH RQ GXU LQJ DQG DIWHU DQ HPHUJHQF\ FDOO 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV &+$1*( WR HQWHU WKH (PHUJHQ F\ HQYLURQPHQWV PHQX 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO
ZLWK Q \RX ZLOO KHDU VDPSOHV RI HDFK YROXPH OHYHO &RQILUP \RXU FKRLFH E\ SUHVVLQJ 2.
6(59,&( 86(5 ,' $GYDQFHG WHOHPDWLFV VHWWLQJV
WKH SKRQH ZLOO JR RQ WR WKH WKLUG QXPEHU LQ WKH OLVW DQG VR RQ QXPEHUV DW DOO LQ WKH OLVW RI HPHUJHQF\ FHQ WHU QXPEHUV 7KH SKRQH WULHV WR UHDFK FRQWDFW ZLWK WKH RWKHU QXPEHUV RQFH EHIRUH PRYLQJ RQ WR WKH QH[W QXPEHU LQ WKH OLVW ,I WKHUH LV VWLOO QR DQVZHU DIWHU JRLQJ WKURXJK WKH ZKROH OLVW WKH FDOOLQJ SURFHGXUH ZLOO EH VWDUWHG DOO RYHU 3UHVV 6(/(&7 WR HQWHU WKH (PHUJHQF\ FHQWHU QXPEHUV PHQX 3OHDVH QRWH WKDW LI WKH )L[HG GLDOOLQJ QXPEHUV )'1 LV XVHG WKH
IURP WKH HPHUJHQF\ FHQWHU \RX FDQ EH FRQ ILGHQW WKDW KHOS LV RQ WKH ZD\
5(6(7 7(/(0$7,&6 6(77,1*6 8VH WKLV RSWLRQ LI \RX ZDQW WR UHVWRUH DOO WHOHPDWLFV VHWWLQJV LQFOXGLQJ WKH DG YDQFHG RQHV WR IDFWRU\ GHIDXOW VHWWLQJV 3UHVV 2. &RQILUP \RXU FKRLFH E\ SUHVV LQJ 2. DJDLQ 5HVHW GHIDXOW VHWWLQJV 8VH WKLV RSWLRQ LI \RX ZLVK WR UHVWRUH DOO RWKHU VHWWLQJV H[FHSW WHOHPDWLFV VHWWLQJV WR IDFWRU\ GHIDXOW VHWWLQJV 3UHVV 2. &RQILUP \RXU FKRLFH E\ SUHVV LQJ 2. DJDLQ $QRWKHU ZD\ WR UHVHW WKH VHWWLQJV WR IDFWRU\ LQVWDOOHG RQHV LV WR SUHVV IRU D
6(&85,7< 6(&85,7< 3,1 &2'( 5(48(67 3+21( &2'( 5(48(67 6(&85,7< &2'( 5(48(67 21 2)) 21 2)) (17(5 3,1 &2'( (17(5 3+21( &2'( 7(/(0$7,&6 (17(5 6(&85,7< $'9$1&(' 6(77,1*6 &2'( *36 6(77,1*6 6$9( &+$1*(6 &+$1*( 3,1 &2'( (17(5 3,1 &2'( (17(5 1(: 3,1 &2'( 5(3($7 1(: 3,1 &2'( &+$1*( 3,1 &2'( &+$1*( 3+21( &2'( &+$1*( 1(7:25. &2'( (17(5 3,1 &2'( (17(5 3+21( &2'( (17(5 1(7:25.
,Q WKH 6HFXULW\ PHQX \RX FDQ FKDQJH WKH VH FXULW\ FRGHV
6HFXULW\ FRGH UHTXHVW &KDQJH 3,1 FRGH 7KH VHFXULW\ FRGH LV DQ DFFHVV FRGH IRU WKH 7HOHPDWLFV PHQX $GYDQFHG WHOHPDWLFV VHW WLQJV PHQX DQG *36 VHWWLQJV PHQX ,Q WKLV PHQX \RX FDQ FKDQJH WKH 3,1 FRGH RQ \RXU 6,0 FDUG ,I WKHVH PHQXV DUH VHFXUHG ZLWK WKH VHFXULW\ FRGH WKH PHQXV FDQQRW EH DFFHVVHG ZLWK RXW NH\LQJ LQ WKH FRGH 3UHVV &+$1*( .H\ LQ WKH FXUUHQW 3,1 FRGH WKHQ NH\ LQ WKH QHZ FRGH DQG UHSHDW WKH QHZ FRGH E\ HQWHULQJ LW DJDLQ 3UHVV 2.
,Q WKLV PHQX \RX FDQ FKDQJH WKH 3,1 FRGH RQ \RXU 6,0 FDUG 7KLV PHQX IXQFWLRQV DV WKH &KDQJH 3,1 FRGH PHQX +RZHYHU LI WKH 6,0 FDUG LQVHUWHG GRHV QRW VXSSRUW WKH 3,1 FRGH WKH WH[W )HDWXUH QRW DYDLODEOH RQ 6,0 ZLOO EH GLVSOD\HG ,Q WKLV PHQX \RX FDQ FKDQJH WKH QHWZRUN FRGH 7KLV PHQX IXQFWLRQV DV WKH &KDQJH 3,1 FRGH PHQX &KDQJH VHFXULW\ FRGH &KDQJH SKRQH FRGH 7KH VHFXULW\ FRGH LV D VHFXULW\ FRGH IRU WKH WHOHPDWLFV IXQFWLRQV DQG DGYDQFHG WHOHPDWLFV VHWWLQJV DQG *36 VHWWLQJV
:KHQ WKH )'1 LV WXUQHG RQ LQ WKH PHQX \RX FDQ FDOO RQO\ WR WKRVH VSHFLILF SKRQH QXPEHUV ZKLFK KDYH EHHQ VWRUHG LQ WKH )'1 SKRQH ERRN RU WR WKRVH SKRQH QXP EHUV ZKLFK VWDUW ZLWK WKH VDPH QXPEHU \RX KDYH VWRUHG LQ WKH )'1 SKRQH ERRN H J LI \RX KDYH VWRUHG WKH SUHIL[ LQ )'1 SKRQH ERRN \RX FDQ FDOO WR QXPEHUV ZKLFK VWDUW ZLWK +RZHYHU E\ VWRULQJ D VZLWFKERDUG QXPEHU ZLWK ZLOG FKDUDFWHUV LQ WKH )'1 SKRQH ERRN H J " \RX FDQ FDOO WR LWV VXE QXPE
1(7:25. 6(59,&(6 1(7:25. 6(59,&(6 &$// ',9(56,216 ',9(57 $ // &$ //6 72 180%(5 72 92,&( 0$,/ ',9(57 ,) %86< &+(&. &/($ 5 ',9(57 ,) 12 $ 16:(5 %$5 $ // 287*2,1* &$//6 ',9(57 ,) 127 5($&+$%/( 6(7 &+(&. &/($5 %$5 287*2,1* ,17/ &$//6 &/($5 $ // ',9(56,216 %$5 ,17/ 287*2,1* &$ //6 &$// %$55,1*6 (;&(37 +20( &$ // :$,7,1* 6(7 %$5 $// ,1&20,1* &+(&. &$//6 &/($5 %$5 ,1&20,1* :+(1 52$0,1* &$// &2676 /$67 &$// 727$/ &$//6 0$;,080 &267 &267 81,7 021(< /()7 1(7:25. 6(/(&7,21 $8720$7,& 1(7:25.
3UHVV 6(/(&7 WR HQWHU WKH 1HWZRUN VHU YLFHV PHQX 6FUROO WKURXJK WKH VXE PHQXV ZLWK Q ',9(57 $// &$//6 'LYHUW DOO FDOOV 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 3UHVV F WR UHWXUQ WR VWDQG E\ PRGH 7KLV FDQ EH GRQH DW DQ\ PHQX OHYHO &DOO GLYHUVLRQV 3UHVV 6(/(&7 WR HQWHU WKH &DOO GLYHUWV PHQX 8VH Q WR VFUROO WKURXJK WKH VXE PHQXV 3UHVV 48,7 WR FDQFHO WKH RSHUDWLRQ DQG UHWXUQ WR SUHYLRXV PHQX OHYHO 48,7 M 6(/(&7
,I \RX UHFDOO WKH QXPEHU IURP SKRQH ERRN SUHVV 6($5&+ DQG 5($' 6FUROO WKURXJK WKH SKRQH ERRN ZLWK Q DQG VHOHFW WKH QXPEHU WR ZKLFK WKH FDOOV ZLOO EH GL YHUWHG 3UHVV 6(/(&7 DQG 2. 3OHDVH ZDLW ZLOO EH GLVSOD\HG ,I WKH RSHUD WLRQ LV VXFFHVVIXO WKH WH[W 6HUYLFH DFWLYH WR ZLOO DSSHDU LQ WKH GLVSOD\ ,I WKH QXPEHU WR ZKLFK WKH FDOOV DUH GLYHUWHG LV VWRUHG LQ SKRQH ERRN WKH QDPH LV GLV SOD\HG LQVWHDG RI WKH QXPEHU H J 6HUYLFH DFWLYH WR %HQHIRQ
',9(57 ,) %86< &DOO EDUULQJV 7KH FDOO ZLOO EH GLYHUWHG ZKHQ WKH SKRQH LV EXV\ 7KLV PHQX IXQFWLRQV DV WKH 'LYHUW DOO FDOOV PHQX ,Q WKLV PHQX \RX FDQ EDU RXWJRLQJ DQG LQ FRPLQJ FDOOV 3OHDVH QRWH WKDW FDOO EDUULQJ DOVR DIIHFWV FDOO GLYHUVLRQ ',9(57 ,) 12 $16:(5 7KH FDOO ZLOO EH GLYHUWHG ZKHQ \RX GR QRW DQVZHU LW DIWHU FHUWDLQ QXPEHU RI ULQJV 7KLV PHQX IXQFWLRQV DV WKH 'LYHUW DOO FDOOV PHQX ',9(57 ,) 127 5($&+$%/( 7KH FDOO ZLOO EH GLYHUWHG ZKHQ WKH SKRQH LV RXWVLGH WKH QHWZRUN
%DU DOO RXWJRLQJ FDOOV 48,7 M 6(/(&7 :KHQ WKH EDUULQJ LV WXUQHG RQ SURSHUO\ WKH WH[W %DUULQJ RI DOO RXWJRLQJ FDOOV DF WLYH ZLOO EH GLVSOD\HG 6HW &KHFN &OHDU 48,7 M Q 6(/(&7 %$5 287*2,1* ,17(51$7,21$/ &$//6 3UHVV 6(/(&7 WR HQWHU WKH HGLWLQJ OLVW ZKHUH \RX FDQ VHW FKHFN RU FOHDU WKH EDUULQJV :LWK WKLV RSWLRQ \RX ZLOO EDU DOO RXWJRLQJ LQWHUQDWLRQDO FDOOV
7KLV PHQX IXQFWLRQV DV WKH %DU DOO RXWJRLQJ FDOOV PHQX %$5 $// ,1&20,1* &$//6 :LWK WKLV RSWLRQ \RX FDQ RQO\ PDNH FDOOV QRW UHFHLYH WKHP 7KLV PHQX IXQFWLRQV DV WKH %DU DOO RXWJRLQJ FDOOV PHQX %$5 ,1&20,1* &$//6 :+(1 52$0,1*
&DOO FRVW /$67 &$// &267 7KLV PHQX FRQWDLQV LQIRUPDWLRQ RQ WKH FDOO FKDUJHV ,W DOVR SURYLGHV RSWLRQV IRU UHVHW WLQJ WKH FKDUJH FRXQWHU DQG VHWWLQJ D FKDUJH OLPLW IRU FDOOV 7KHVH RSWLRQV DUH XVHIXO HV SHFLDOO\ ZKHQ WKH XVHU LV QRW WKH VXEVFULEHU 8VH WKLV RSWLRQ LI \RX ZLVK WR FKHFN WKH FRVW RI WKH ODVW FDOO 7KH &DOO FRVW LV D QHWZRUN IHDWXUH ,Q RUGHU WR XVH VRPH RI WKHVH RSWLRQV \RX QHHG WR KDYH D VSHFLILF 6,0 FDUG DV ZHOO DV D 3,1 FRGH )RU IXUWKHU LQIRUPDWLRQ RQ
XH ZLOO EH GLVSOD\HG LQ XQLWV
0D[LPXP FRVW ),0 48,7 &+$1*( (QWHU 3,1 FRGH 0D[ XQLWV B B 48,7 2. 7KH PD[LPXP FUHGLW WKDW FDQ EH XVHG IRU FKDUJHDEOH FDOOV LV VKRZQ 7KH FUHGLW OLPLW IRU WRWDO FDOOV LV GLVSOD\HG LQ FXU UHQF\ LI \RX KDYH VHW YDOXH IRU XQLW SULFH LQ WKH &RVW XQLW PHQX 2WKHUZLVH WKH FUHGLW IRU WRWDO FDOOV ZLOO EH GLVSOD\HG LQ XQLWV ,I \RX ZLVK WR VHW RU FKDQJH WKH OLPLW SUHVV &+$1*( .H\ LQ WKH 3,1 FRGH DQG SUHVV 2.
&267 81,7 &KDUJLQJ LQIRUPDWLRQ LV FDOFXODWHG DQG VWRUHG DV FKDUJLQJ XQLWV 8QLWV DUH LQGHSHQ GHQW RI DQ\ FXUUHQF\ 8VH WKLV RSWLRQ LI \RX ZLVK WR UHDG DQG VHW SULFH IRU XQLW $IWHU FRPSOHWLQJ WKH VHWWLQJ WKH FDOO FRVW LQIRUPDWLRQ ZLOO EH GLVSOD\HG LQ FXUUHQF\ LQVWHDG RI XQLWV 3ULFH 8QLW (QWHU 3,1 FRGH ),0 48,7 &+$1*( B 48,7 2. ,I \RX ZLVK WR VHW RU FKDQJH WKH SULFH SHU XQLW SUHVV &+$1*( .H\ LQ WKH 3,1 FRGH DQG SUHVV 2.
WLRQ 3UHVV 2. &RQILUP \RXU FKRLFH &RQYHUWLQJ WKH XQLW RI FXUUHQF\ PD\ FDXVH PLQRU LQDFFXUDFLHV LQ WKH UHVXOW GLVSOD\HG +RZHYHU URXQGLQJ WKH QXPEHU GRHV QRW DIIHFW FRXQWHU YDOXHV ZKLFK DUH VWRUHG LQ XQLWV 021(< /()7 8VH WKLV RSWLRQ WR FKHFN WKH DPRXQW RI PRQH\ \RX KDYH OHIW 7KH DPRXQW LV GLVSOD\HG LQ FXUUHQF\ LI \RX KDYH VHW YDOXH IRU XQLW SULFH LQ WKH &RVW XQLW PHQX 2WKHUZLVH WKH DPRXQW ZLOO EH GLV SOD\HG LQ XQLWV 1HWZRUN VHOHFWLRQ 1HWZRUN VHOHFWLRQ
*36 ZRUN LV QRW DYDLODEOH WKH OLVW RI DYDLODEOH QHWZRUNV ZLOO EH GLVSOD\HG 6HOHFW WKH GHVLUHG RSWLRQ ZLWK Q DQG SUHVV 2. 7KH SKRQH ZLOO UHJLVWHU ZLWK WKH FKR VHQ QHWZRUN 7KH LQGLFDWHV WKDW XVH RI WKH RSHUDWRU LV QRW DOORZHG ,I \RX FKRRVH WKLV RSHUDWRU \RX FDQ RQO\ PDNH HPHUJHQF\ FDOOV *36 *36 6(77,1*6 *36 23(5$7,1* 02'( 5(6(7 326,7,21 $66,67(' *36 &225',1$7(6 10($ 287387 6$7(//,7( 67$786 3UHVV 6(/(&7 WR HQWHU WKH *36 PHQX 6FUROO WKURXJK WKH VXE PHQX
3RVLWLRQLQJ WKH *36 DQWHQQD /LIWLQJ WKH *36 DQWHQQD WR DQ XSULJKW SRVLWLRQ 7KH DQWHQQD QHHGV WR KDYH DQ XQREVWUXFWHG YLHZ RI WKH VN\ 7KH ZHDN VLJQDOV VHQW E\ WKH *36 VDWHOOLWHV GR QRW SHQHWUDWH VROLG RE MHFWV VXFK DV SHRSOH ODUJH EXLOGLQJV RU KHDY\ WUHH FRYHU 7KH *36 UHFHLYHU FDQ EH WXUQHG RQ HYHQ ZKHQ WKH DQWHQQD LV QRW OLIWHG ,PSRUWDQW LV WKDW WKH *36 UHFHLYHU PXVW QRW EH FRYHUHG 7KH H[WHUQDO *36 DQWHQQD FDQ EH XVHG WR UH FHLYH *36 VLJQDOV HYHQ ZKHQ WKH SKR
7KH 7HOHPDWLFV IXQFWLRQV $GYDQFHG WHOHPDWLFV VHWWLQJV DQG *36 VHWWLQJV FDQ EH VHFXUHG E\ D VHFXULW\ FRGH )RU IXUWKHU LQ IRUPDWLRQ DERXW WKH FRGH SOHDVH VHH WKH FKDSWHUV ,QWURGXFWLRQ 9RFDEXODU\ 6HFXUL W\ FRGH DQG 0DLQ PHQX 6HFXULW\ 6HFXULW\ FRGH UHTXHVW DQG &KDQJH VHFXULW\ FRGH *36 23(5$7,1* 02'( 7KH FXUUHQW RSHUDWLQJ PRGH LV GLVSOD\HG 3UHVV &+$1*( WR HQWHU WKH *36 RSHUDWLQJ PRGH PHQX 6FUROO WKH OLVW ZLWK Q 6HOHFW WKH RSHUDWLQJ PRGH E\ SUHVVLQJ 2.
ODVW FDOFXODWHG SRVLWLRQ 7R PDNH VXUH WKH SRVLWLRQ UHSUHVHQWV \RXU FXUUHQW ZKHUHDERXWV UHIUHVK WKH SR VLWLRQ EHIRUH VHQGLQJ E\ VHOHFWLQJ 3R VLWLRQ UHIUHVK LQ WKH TXLFN PHQX $66,67(' *36 $*36 ,Q WKLV PHQX \RX FDQ VSHFLI\ VHWWLQJV IRU RU GHULQJ DVVLVWHG *36 LQIRUPDWLRQ IURP D VHU YLFH SURYLGHU 7KH $*36 FRQWDLQV HSKHPHULV LQIRUPDWLRQ IURP D JLYHQ QXP EHU RI VDWHOOLWHV ,W LV XVHG IRU VSHHGLQJ XS WKH LQLWLDO SRVLWLRQ IL[ 7KH $*36 LQIRUPD WLRQ PD\ DOVR KHOS LQ ILQGLQJ VD
5HVHW SRVLWLRQ ,Q WKLV PHQX \RX FDQ UHVHW WKH SRVLWLRQ LQ IRUPDWLRQ VWRUHG LQ WKH SKRQH 5HVHWWLQJ LV XVHIXO LI WKH *36 KDV WURXEOH UHDGLQJ DQG FDOFXODWLQJ \RXU FXUUHQW SRVLWLRQ WKLV FRXOG KDSSHQ LQ FDVH WKH SRVLWLRQ KDV FKDQJHG TXLWH D ORW VLQFH LW ZDV ODVW UHDG :KHQ UHVHWWLQJ SRVLWLRQ WKH *36 PXVW EH WXUQHG RQ 3UHVV 6(/(&7 WR HQWHU WKH 5HVHW SRVLWLRQ PHQX &RQILUP WKH UHVHW E\ SUHVVLQJ 2. $IWHU D VXFFHVVIXO RSHUDWLRQ 3RVLWLRQ UHVHW ZLOO EH GLVSOD\HG &RR
6DWHOOLWH VWDWXV 3UHVV 6(/(&7 WR HQWHU WKH VDWHOOLWH VWDWXV PHQX 7KH VDWHOOLWHV GLVSOD\HG LQ WKLV PHQX LQGLFDWH WKH DPRXQW DQG VWDWXV RI LQGLYLGX DO VDWHOOLWHV ,I WKH *36 LV LQ (FRQRP\ PRGH WKH VDWHOOLWH VWDWXV IRU SUHYLRXVO\ VHDUFKHG DQG IRXQG SRVLWLRQ LV GLVSOD\HG IRU D IHZ VHFRQGV DI WHU ZKLFK LW GLVDSSHDUV ,I WKH *36 LV WXUQHG RII WKH VDWHOOLWH VWDWXV FDQQRW EH YLHZHG 7KH KLJKHU WKH VDWHOOLWH EDU WKH VWURQJHU WKH VLJQDO 2QO\ VDWHOOLWHV ZLWK EODFN EDUV FDQ EH XVHG IRU QDYLJDWLR
%$77(5< 5(029,1* 7+( %$77(5< ),77,1* 7+( %$77(5< 5HOHDVH FDWFK 3ODFH WKH ERWWRP RI WKH EDWWHU\ LQWR WKH FRUQHUV DW WKH ERWWRP RI WKH SKRQH 3XVK WKH UHOHDVH FDWFK GRZQZDUGV DQG SXOO WKH EDWWHU\ FDUHIXOO\ DZD\ IURP WKH UHDU RI WKH SKRQH 3XVK WKH EDWWHU\ LQWR WKH SKRQH XQWLO LW ORFNV LQWR SODFH 0DNH VXUH WKH UHOHDVH FDWFK KDV FOLFNHG LQWR SODFH %$77(5< ),77,1* 7+( %$77(5<
%$77(5< 7<3(6 $1' 6,=(6 7KH EDWWHULHV DYDLODEOH IRU WKLV SKRQH DUH /L ,RQ P$K /L ,RQ P$K 3OHDVH QRWH WKDW WKH EDWWHU\ W\SH PD\ YDU\ GHSHQGLQJ RQ WKH PDUNHW DUHD DQG VDOHV SDFNDJH ,Q XQFOHDU FDVHV \RX PD\ FKHFN WKH EDWWHU\ FRPSDWLELOLW\ ZLWK WKH GHDOHU 7(03(5$785( %DWWHULHV IXQFWLRQ EHVW DW URRP WHPSHUD WXUH & $W WHPSHUDWXUHV EHORZ & XVH D EDWWHU\ ZKLFK LV IUHVKO\ UHFKDUJHG $W WHPSHUDWXUHV EHORZ & WKH EDWWHU\ ZLOO QRW VXSSO\ SRZHU
0$,16 &+$5*(5 &+$5*,1* 7KH PDLQV FKDUJHU DYDLODEOH IRU WKLV SKRQH LV TXLFN FKDUJHU &0$ ZLWK LWV FDEOH )0& :KHQ \RX VWDUW XVLQJ WKH SKRQH IRU WKH ILUVW WLPH \RX VKRXOG FKDUJH WKH EDWWHU\ ILUVW 3OHDVH QRWH WKDW WKH EDWWHU\ ZLOO UHDFK LWV IXOO FDSDFLW\ RQO\ DIWHU WZR RU WKUHH FKDUJ LQJ WLPHV 7KH PDLQV FKDUJHU VKRXOG RQO\ EH XVHG LQ GRRUV 0DNH VXUH WKDW WKH YROWDJH LQ WKH FRXQWU\ ZKLFK \RX DUH VWD\LQJ FRUUHVSRQGV WR WKH YROWDJH 9 RI WKH FKDUJHU :KHQ FKDUJLQ
&KDUJLQJ WLPHV $Q HPSW\ EDWWHU\ &KDUJLQJ LQ SURJUHVV $ IXOO\ FKDUJHG EDWWHU\ :KHQ FKDUJLQJ WKH GLVSOD\ ZLOO DOWHUQDWHO\ VKRZ WKH EDU JUDSK VHJPHQWV UROOLQJ RQH E\ RQH IURP RQH VLGH WR DQRWKHU :KHQ WKH EDWWHU\ LV IXOO\ FKDUJHG WKH FKDUJ LQJ VWDWXV ZLOO UHPDLQ RQ WKH GLVSOD\ 3OHDVH QRWH WKDW LQ FDVH \RX FKDQJH WKH EDW WHU\ WR DQRWKHU EDWWHU\ ZH FDQQRW JXDUDQ WHH WKDW WKH EDWWHU\ LQGLFDWRU < ZLOO VKRZ WKH ULJKW VWDWH RI FKDUJH DXWRPDWLFDOO\ 7R UHVHW WKH EDWWHU\ LQGLFDWRU WR FRU
7KH FKDUJLQJ ZLOO WDNH FRQVLGHUDEOH PRUH WLPH LI WKH *36 LV WXUQHG RQ WR IXOO SRZHU ZKLOH FKDUJLQJ $ O V R S O H D V H I R O O R Z W K H V H V D I H W \ UHJXODWLRQV DSSO\ WR EDWWHULHV L Q X V H D V Z H O O D V E D W W H U L H V W D N H Q RXW RI XVH &$5( $1' 0$,17(1$1&( 3URWHFW WKH EDWWHU\ IURP KHDW +LJK WHP SHUDWXUHV PD\ GDPDJH EDWWHULHV 'R QRW ZDUP XS WKH EDWWHU\ RU XVH LW QHDU D ILUH 1RWH WKDW LI \RX XVH DQ ROG EDWWHU\ WKH FRQ WLQXRXV RSHUDWLQJ WLP
',6326$/ /L ,RQ EDWWHULHV GR QRW FRQWDLQ KHDY\ PHWDOV ZKLFK FDQ GDPDJH WKH HQYLURQPHQW /L ,RQ EDWWHULHV VKRXOG EH GLVSRVHG RI DFFRUGLQJ WR WKH FRXQWU\ VSHFLILF UHJXODWLRQV %$77(5< ',6326$/ %$77(5<
$&&(6625,(6 7KLV LV D VKRUW LQWURGXFWLRQ DERXW WKH DFFHV VRULHV DYDLODEOH IRU WKLV SKRQH
&,*$5(77( /,*+7(5 &+$5*(5 &&6 3257$%/( +$1'6 )5(( (+(
3/8* ,1 +$1'6 )5(( *0$ 0DNH VXUH WKH PLFURSKRQH LV SODFHG LQ DQ DXGLEOH SRVLWLRQ :LWK WKH SOXJ LQ KDQGV IUHH FDU NLW \RX FDQ DOVR FKDUJH WKH EDWWHU\ RI \RXU SKRQH E\ XV LQJ \RXU YHKLFOH·V FLJDUHWWH OLJKWHU /,*+7 +2/'(5 .*& 7KH OLJKW KROGHU KROGV \RXU SKRQH VWHDGLO\ LQ SODFH ZKHQ \RX DUH GULYLQJ 7KH KROGHU LV DOVR YHU\ XVHIXO ZKHQ IRU H[DPSOH \RX DUH FKDUJLQJ WKH EDWWHU\ ZLWK WKH FLJDUHWWH OLJKW HU FKDUJHU 9 *1' :LWK WKH SOXJ LQ KDQGV IUHH FDU NLW XVLQJ WKH SKRQH LV HDV
%(1(:,1 10($ 7KH %HQH:LQ 3UR DOVR LQFOXGHV VRPH DGGL WLRQDO IXQFWLRQV VXFK DV VHWWLQJV IRU PDSV URXWHV DQG ZD\SRLQWV DV ZHOO DV VHWWLQJV IRU WHOHPDWLFV ,W GHSHQGV RQ \RXU SKRQH PRG HO ZKHWKHU \RX FDQ XVH WKHVH IXQFWLRQV RU QRW :LWK WKH GDWD DGDSWHU \RX FDQ FRQQHFW WKH SKRQH WR D FRPSXWHU DQG WUDQVIHU %HQH:LQ EDVHG GDWD EHWZHHQ D 3& DQG \RXU SKRQH 7KH %HQH:LQ 10($ SDFNDJH LQFOXGHV %H QH:LQ 3UR VRIWZDUH PRGHP GULYHUV DQG 10($ FDEOH ZLWK GDWD DQG 10($ DGDSWHUV %HQH:L
(;7(51$/ *36 $17(11$ &5266 &28175< $17(11$ 7KH FURVV FRXQWU\ SRZHU DQWHQQD FDQ EH XVHG WR UHSODFH WKH UHJXODU *60 DQWHQQD ,W LV XVHIXO LQ DUHDV ZKHUH WKH *60 QHWZRUN VLJQDO VWUHQJWK LV ZHDN %,&<&/( +2/'(5 7KH H[WHUQDO DFWLYH *36 DQWHQQD FDQ EH XVHG ZKHQ UHOLDEOH VDWHOOLWH VLJQDOV IRU QDY LJDWLRQ DUH QHHGHG ,Q DGGLWLRQ IRU EHLQJ PRUH SRZHUIXO WKDQ WKH UHJXODU *36 DQWHQ QD LW FDQ DOVR EH SODFHG DV IDU DV ILYH PHWHUV DZD\ IURP WKH SKRQH 7KLV ZD\ LW FDQ EH SODFHG IRU
%(/7 %$* 7KH EHOW EDJ FDQ EH XVHG IRU FDUU\LQJ WKH SKRQH 7KH EHOW EDJ DOVR SURWHFWV WKH SKRQH IURP LPSDFWV 7KH EHOW EDJ FDQ EH IDVWHQHG WR H J D EHOW RU D EDFNEDJ IRU HDV\ FDUU\LQJ $&&(6625,(6 %(/7 %$* $&&(6625,(6
$33(1',; &$5( $1' 0$,17(1$1&( 'XVW DQG GLUW PD\ GDPDJH WKH PRYLQJ SDUWV RI \RXU SKRQH 'R QRW XVH RU NHHS WKH SKRQH LQ GXVW\ RU GLUW\ VXUURXQGLQJV 3URWHFW WKH SKRQH IURP KHDW +LJK WHP SHUDWXUHV PD\ VKRUWHQ WKH OLIH RI WKH HOHF WURQLFDO GHYLFHV PHOW RU ZDUS SODVWLFV DQG GDPDJH EDWWHULHV 'R QRW XVH WKH EDWWHU\ QHDU ILUH 2QO\ DOORZ VHUYLFH SHUVRQQHO DXWKRULVHG E\ WKH GHDOHU WR VHUYLFH \RXU SKRQH 'R QRW RSHQ WKH SKRQH RU EDWWHU\ E\ \RXU VHOI &KDUJH DQG
%ORFNHG 6,0 FDUG ,I \RXU SKRQH JHWV ORVW ,I WKH 3,1 FRGH KDV EHHQ HQWHUHG LQFRUUHFWO\ WKUHH WLPHV LQ D URZ WKH 3,1 FRGH ZLOO EH ORFNHG 7R XQORFN WKH FRGH \RX PXVW HQWHU WKH 38. FRGH &RQWDFW \RXU QHWZRUN RSHUDWRU LPPHGLDWH O\ DQG OHW WKHP NQRZ WKH ,0(, FRGH WR SUH YHQW WKH XQDXWKRUL]HG XVH RI WKH SKRQH ,I \RX IDLO WR HQWHU WKH FRUUHFW 38. FRGH ZLWKLQ WHQ DWWHPSWV \RXU 6,0 FDUG ZLOO EH SHUPDQHQWO\ EORFNHG ,Q WKLV FDVH WKH WH[W &DUG EORFNHG ZLOO EH GLVSOD\HG &R
WKH PDOIXQFWLRQ LV QRW FDXVHG E\ WKH &DOO EDUULQJ RU &DOO GLYHUVLRQ RSWLRQV WKH 6,0 FDUG LV FRUUHFWO\ LQVHUWHG DQG LW LV QRW GDPDJHG WKH 6,0 FDUG KDV QRW EHHQ LQYDOLGDWHG ,I \RX FDQQRW UHDG VWRUH RU PRGLI\ LQIRUPDWLRQ LQ SKRQH ERRN 7KH )'1 SKRQH ERRN PLJKW EH LQ XVH
27+(5 &+$5$&7(5 6(76 7KLV JXLGH LQFOXGHV VRPH DGGLWLRQDO LQIRU PDWLRQ DQG VSHFLILFDWLRQV DSSO\LQJ WR WKH %HQHIRQ 7UDFN 2QH SKRQH PRGHO VROG LQ VRPH PDUNHW DUHDV *(1(5$/ ,1)250$7,21 :LWK WKLV SKRQH PRGHO LW PLJKW EH SRVVLEOH WR XVH RWKHU FKDUDFWHU VHWV H J KHEUHZ JUHHN RU F\ULOOLF 2WKHU FKDUDFWHU VHWV DUH DYDLODEOH LQ WKH QRUPDO WH[W LQSXW PRGH L H WKH VSHOOLQJ PRGH L H WKH FKDUJH RI WKLV PHVVDJH PLJKW EH LQ FUHDVHG &KDUDFWHUV IURP GLIIHUHQW FKDUDFWHU VHWV
&+$1*,1* &+$5$&7(5 6(7 +LJKOLJKW WKH GHVLUHG FKDUDFWHU VHW ZLWK Q DQG SUHVV 2. 2 8 48,7 M 8 6(/(&7 48,7 M 6(/(&7 :KHQ WKH 7 LV WXUQHG RQ 2 LV YLVLEOH :KHQ WKH 7 LV WXUQHG RII 2 LV LQYLVLEOH )LUVW WXUQ WKH 7 PRGH RII E\ SUHVVLQJ ZKLOH WKH FKDUDFWHU IRUP LV LQ DOSKD PRGH L H 8 d 3UHVV DQG KROG IRU VHF /DWLQ +HEUHZ &\UOOOLF *UHHN 48,7 M Q 'LUHFW DFFHVV WR QXPEHUV 3UHVV d XQWLO = LV GLVSOD\HG $OZD\V NH\
&<5,//,& &+$5$&7(56 2 $ D ; [ < \ = ] > ^ ? _ , z @ ` A a B b C c D d E e 1 F f G g H h J j K k N n $ D % E & F / } ' G ( H ) I 2 * J + K , L I i - M . N / O L l M m 0 P 1 Q 2 R O o P p Q q 3 S 4 T 5 U R r S s T t U u 7 W 8 X 9 Y V v W w X x Y y : Z ; [ < \ 27+(5 &+$5$&7(5 6(76 6 V = ]
